Privacy Notice

FACTS
WHAT DOES CFS DO WITH YOUR PERSONAL INFORMATION?
WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account transactions
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CFS chooses to share; and whether you can limit this sharing.

Reasons we can share you personal
information
Does CFS share?
Can you limit this sharing?

For our everyday business purposes—
to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus etc.

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes—
information about you transactions and experiences

Yes

No

For our affiliates' everyday business purposes—
information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

To limit our sharing

Call 1-855-808-5861
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us anytime to limit our sharing.

Questions?

Call 1-855-808-5861 or visit www.mycfsapp.com

Who We Are

Who is providing this notice?

Confident Financial Solutions, Inc. and its affiliates as listed below.

What We Do

How does Confident Financial Solutions, Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Confident Financial Solutions, Inc. collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Open a loan account
  • Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies

  • CFS Servicing, Inc.
  • CFS Lending Facility 1, LLC
  • CFS Commercial Equipment Lending, Inc.
  • CFS Holdings, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include financial product or service companies.
Other Important Information

California Residents: Except as permitted by law, we will not share information we collect about you with nonaffiliates or affiliates.

Vermont Residents: Except as permitted by law, we will not share information we collect about you with nonaffiliates or affiliates.

Nevada Residents: You may call 1-855-808-5861 to be placed on our Do Not Call List. For more information, mail CFS 2560 55th Ave, Boulder, CO 80301 or visit mycfsapp.com. You may also contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E Washington St., Suite 3900, Las Vegas, NV 89101, call 702-486-3132, or email BCPINFO@ag.state.nv.us. This notice is provided pursuant to state law.