Need help paying for a car repair?
Pay over time, on your terms.

Apply Now!
Instant decision

Current Customers
Loan information and payments

With Confident Financial Solutions (CFS), you can borrow the money you need to fix your car and get back on the road.




LOANS FROM $350 - $7,500*

*The application generally takes 2-3 minutes. CFS will promptly fund the repair amount once repairs are completed and documents are executed. All loans are subject to approval pursuant to standard underwriting criteria. The CFS 60-Day Interest Free Program applies to approved customers who pay their entire loan off on time with no missed payments. Available amounts, terms and the Annual Percentage Rate (APR) will be based on an evaluation of your credit history and your state of residence. The interest rate is fixed for the life of the loan and could range from 9.99% to 36.00% APR.

What our customers are saying

4.6 / 5 average customer rating

"You guys are great. Great Customer Service and the dealership has been there to help me all the way through."  - 
Daniual in Athens, TX Apr 2015
"Easy, user friendly and fast response in approval :)"  - 
Robert in Georgetown, TX Jan 2016
"very good website and informative."  - 
Billy r in Austin, TX Jul 2016
"This loan company has been a huge blessing to our family. We have appreciated CFS services. "  - 
Cindy in Fort worth, TX Jul 2015
"Love love the ease of having this loan! It made getting my Jeep back on the road so I can work my job possible and take care of my family! Thank you CFS!"  - 
Kirk in Dallas, TX Jul 2016
"I was trying to make a payment online and the payment page was blank and there weren't any fields to fill in or icons to click on."  - 
Jaunita in Saint louis, MO Jul 2016
"Thanks so much for the help."  - 
Pamela a in Aurora, CO Jul 2015
"no body does it better than this!"  - 
Cande in New braunfels, TX Jul 2015
"great company! I,v used them twice now."  - 
Ross in San antonio, TX Jul 2016
"they helped me when i needed it."  - 
Pamela a in Aurora, CO Jul 2015
"Great experience... didn't have to talk to anyone after the initial setup."  - 
Amber in Aurora, CO Apr 2015
"Quick and easy.....Thank you"  - 
Pamela in Mt pleasant, TX Jun 2016
"User Friendly and fast result :)"  - 
Robert in Georgetown, TX Jan 2016
"Difficult process to get this done, and operator assistance was not help as far as going thru the process "  - 
Patricia in San antonio, TX Aug 2015
"Excellent short term funding platform; I'll use again if needed"  - 
Mark in Daytona beach, FL Jun 2016
"Best program yet on mechanical breakdown financing....!!"  - 
Danielle in Dallas, TX May 2015
"I had no problem signing up or getting approved for a loan with decent credit. They made the terms very clear and treated me fairly. Thanks CFS! "  - 
Matthew in Austin, TX Aug 2015
"Great service, both in obtaining the loan and ease of payments. User-friendly website make payment process simple and quick; clear instructions, clean interface."  - 
Christina in Parker, CO Jul 2015
"CFS saved the day when my daughter needed car repairs."  - 
Stephanie in Davenport, FL Apr 2016
"very fast and easy way to get a loan to repair your car. Am really positive with it."  - 
Marcel in Carol stream, IL Oct 2015
"after the day I've just had.....this was the easiest application and loan I could have never imagined. I'm already planning on some more work on my car later."  - 
Steve in Austin, TX Aug 2015
"While the application process was fairly easy, I have yet to be able to set up recurring payments. I call the number provided. No one ever answers. I leave a message and no one returns my call. "  - 
Roxanne in Boerne, TX Jun 2015
"So thankful for this resource! "  - 
Debby in Mckinney, TX Feb 2016
"I appreciate the prompt approval and response!"  - 
Erica in Flint, MI Apr 2016
"This is my 3rd time using this service, and it is wonderful."  - 
Luke in Arlington, TX Jan 2016
"Thanks for helping me with my car repairs, I know that I have CFS to help me again."  - 
Marianne in Porter, TX Aug 2016
"Having this service also helped me have better communication with the actual cost and made paying so much easier!"  - 
Cande in New braunfels, TX Jun 2015
"While the interest rates are a bit high, but that's largely my fault [poor credit] it's expensive to be poor, I appreciate the ease and speed at which this transaction was handled and I'm grateful to have the funds to fix everything my car needed fixed."  - 
Mariah in Austin, TX Dec 2015
"just wish it would allow the full pay off"  - 
Cande in New braunfels, TX Jul 2016
"This is very convenient for me to be able to pay online. But you improved on that aspect by having a re-occurring draft pmt every months. It does not get anybetter"  - 
Chester in New braunfels, TX Apr 2016
"Quick and Fast! Got my truck repaired faster than i needed it to be."  - 
Jadeane marie in Colorado springs, CO May 2015
"Quick service. Easy application."  - 
Charlie in Sandy, UT Oct 2016
"Easy to use Info very clear and concise."  - 
Judith in Midlothian, TX Aug 2016
"Great job. You were a lifesaver."  - 
Anthony in Arlington, TX Jun 2016
"It just comes at a high interest rate for me but we will have to bite the bullet and thank for being here for us ."  - 
Amy in Desoto, TX Oct 2015
"Great service! I didn't have any money to pay for my truck to get fixed. I filled out the application and My truck was back on the road the next day! "  - 
Tauemyua in Colorado springs, CO Feb 2015
"Great help for my needs!"  - 
Teaner in Avalon, TX Aug 2015
"No one is answering the phone, and my service person doesn't know how to upload the repair order and cannot get anyone to answer! "  - 
Joseph in Austin, TX May 2016
"as of date, so far, very good. Thank you, for giving me the opportunity to give me credit with my credit score. Hopefully in the next few months CFS will give me another loan at a lower interest rate."  - 
Allen in Kirbyville, TX Dec 2015
"Quick, easy application process, user friendly website. Great service!"  - 
Christina in Parker, CO Apr 2015
"The most uncomplicated application I ever filled out, with awesome results bar none!"  - 
Cande in New braunfels, TX Jun 2015
"Very quick and speedy response. Thank you CFS for giving service customers options for those unexpected auto repairs."  - 
Vicki in Edmond, OK Aug 2016
"CFS allowed me to choose my pymts and explained loan very well on your website. I was very impressed with your professionalism!!!"  - 
Billy r in Austin, TX Jul 2016
"My 2005 Chrysler 300 needed an engine. CFS help me out with an auto repair loan. I got the engine for my car I am driving again thank you CFS you are the best. Todd"  - 
Todd in Harrison township, MI Jul 2016
"It gives me a hard time signing in."  - 
Magnolia in Greenvillle , TX Sep 2015
"Very fast Approval and zero hassle! Once I was approved my car was fixed the very next day!"  - 
Brandon in Phoenix, AZ Jun 2016
"Like a Guardian Angel, CFS was there for me in my hour of need. Thank you CFS!"  - 
Chad in El paso, TX Jul 2015
"I found that applying for my loan was easier than I really anticipated. I would recommend this company to my friends and family! "  - 
Catherine in Denver, CO Jan 2015
"Getting approved and making my payment has been so easy. I love CFS."  - 
Daisy in Tyler, TX Jun 2016
"Thank you, thank you, thank you."  - 
Traci in Houston, TX Jul 2015
"takes the worry out of unexpected or even scheduled major service. nice to have someone that's got your back."  - 
Michael in Gainesville, TX Sep 2015
"Approval was quick. Monthly payments very reasonable."  - 
Veronica in Houston, TX May 2016
"Love This Company, Really helped me when I was in a bind."  - 
Robert in Weimar, TX Mar 2016
"This was truly a great option when I needed it. Thanks so much for offering such a program!"  - 
Jeff in Dallas, TX Nov 2015
"Declined my loan just after I paid off my other loan EARLY. Credit score was lower for 1st loan, but will not loan. Do not understand the logic. "  - 
Elizabeth in Royse city, TX Jun 2016
"Awesome service. Don't change a thing!"  - 
Carolyn in Colorado springs, CO Nov 2015
"Thanks for the help when i needed it"
Mary in San antonio, TX Mar 2015
"life saver! needed engine replaced and was approved quickly and efficiently. easy to use website. "  - 
Mauro in Seabrook, TX Feb 2015
Trevor in Lewisville, TX Feb 2016
"The loan tab has deceptive information which states that I can pay the balance off by 12/14/2016 as long as the monthly minimum payments are made. "  - 
Patricia in Cypress, TX Aug 2016
"Paying Online is easy and convenient. Thank you! "  - 
Andres in Greenacres, FL May 2016
"so far applying for a loan was fast and easy. seems like the payment plan is going to be what I need. "  - 
Terry in Mesa, AZ Dec 2015
"Website: Overall System User Friendly!!"  - 
David j in Friendswood, TX Mar 2016
"Simply amazing! Thank you CFS for your help as we have had to use your financial help twice in a year for repairs on our truck. Thanks for all you do!"  - 
Cindy in Fort worth, TX Feb 2016
"Find my yelp review of your mediocre website here: "  - 
Joseph in Austin, TX Jun 2016
"you guys are lifesavers, Thank you for helping me out."  - 
Leo in Dallas, TX Apr 2016
"great program... easy website... will defiantly recommend "  - 
Tiffany in San antonio, TX Oct 2015
Terry in Greeley, CO Feb 2016
"Very fast approval in a time of emergency!"  - 
James in Buda, TX Jul 2015
"Easy process with fast decision. Helped a lot!"  - 
Jhron in Colorado springs, CO Jun 2016
"I'm glad to finally pay you back so glad you were their when I needed the help to fix my truck and you helped even with my bad credit. and did not make me feel bad about that once more thank you very much Marina very happy customer"  - 
Marina in Comfort, TX Aug 2016
"As a user experience designer. I must say. I love the interface, super clean and usable. Great Job!"  - 
James in Forney, TX Aug 2015
"Very easy to use and very fast reply."  - 
David in Temple, TX Jul 2016
"Thank you for your great service"  - 
Steven in Colorado, CO Mar 2016
"Very helpful when needed!"  - 
Katharine in Roseville, MI Jul 2016
"Your services provide an easy manner to pay for repairs without depleting your funds or placing one in a monetary hardship."  - 
Frank in San antonio, TX Jun 2016
"wonderful business company!! "  - 
Lamisha in Round rock, TX Jan 2016
"Glad they were there to help. interest is high, but lucky I didn't have much."  - 
Emily in Caddo mills, TX Feb 2016
"Awesome company great to work with, service and application was easy to understand, they helped me alot on getting my truck repaired. Thanks,"  - 
Alex in Austin, TX Jan 2016
"Great CFS really came through for me in a time of need for my car repair(s) I reapply appreciate it! I would certainly recommend and use. Rates are very reasonable as well (IMO)... 2 thumbs up"  - 
Lybia in Chicago, IL Jun 2016
"Customer Service was very helpful in rescheduling my payments to meet my needs. Thank you."  - 
Ethel in Garland, TX Jun 2016
"good and very convinient"  - 
Marcel in Carol stream, IL Nov 2015
"Thank you... .I keep in contact with you. I truly appreciate you. "  - 
Susan in Carrollton, TX Mar 2015
"Good way to fixed big issued "  - 
Mario in Garland, TX Nov 2015
"You should have another section so I could enter additional income. My wife is also Disabled Veteran & receives $ 4300"  - 
Ronnie in Pueblo west, CO Mar 2016
"quick and easy , Even was great !!!!"  - 
Kayla in Southfield, MI Jan 2016
"approval time was extremely fast."  - 
Juventino in Rowlett, TX Jun 2016
"Great an fast would use again"  - 
Dawn in Colorado springs, CO Jan 2015
"Confident Financial Solutions allowed me to get the new tires I needed for my vehicle without the added burden of paying out-of-pocket at the time of service. "  - 
Vaso in Denver, CO Feb 2015
"Very easy process Fast results"  - 
Kimberly in Midlothian, TX Dec 2015
"poor management, they lie, steal your monies from a 3rd party western union, and the round around about the issue."  - 
Allen in Kirbyville, TX Aug 2016
"no free debit card option"  - 
Daryl in Arlington, TX May 2016
"The process and and ease with which my loan was processed was great. I was very pleased with the whole experience"
Peter in San antonio, TX Jan 2015
"Very easy and user friendly process. Would definitely recommend "  - 
John in Mount pleasant, TX Feb 2015
"got most of the money i needed immediately, at the shop and the no interest option really saved us money!"  - 
Joel in Arlington, TX Aug 2016
"Thank you so much. Had I not been directed to Larry Kirby at Aamco I wouldn't have had the ability to pay for the car repairs I so desperately needed. I will refer family and friends to Aamco and CFS in the future."  - 
Traci in Houston, TX Mar 2015
"This helped me with the unexpected repairs. five stars from me."  - 
Mary l in San antonio, TX Feb 2016
"honest and upfront, I will use them in the future and also recommend them to friends "  - 
William r in Conroe, TX May 2016
"It would be helpful to include "Payment History" on the monthly statements. A return envelope would also be very helpful. Thank you."  - 
Arlene in Austin, TX Mar 2015
" they help me so much on line , a big thanks"  - 
Norma in Balch springs, TX Dec 2015

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How it works

Step 1

Apply in minutes from
a smart phone or computer.

Step 2

Once the work on your vehicle is complete, choose how much you want to finance through CFS.

Step 3

E-sign your loan documents, pick up your vehicle, and be on your way!

Apply Now!
Instant decision
Current Customers
Loan information and payments

We are expanding nationwide! Check out our current coverage.

Want to offer CFS financing at your service center?

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