Need help paying for a car repair?
Pay over time, on your terms.



Apply Now!
Instant decision

Current Customers
Loan information and payments



With Confident Financial Solutions (CFS), you can borrow the money you need to fix your car and get back on the road.


60-DAY INTEREST FREE PROGRAM*

INTEREST RATES FROM 9.99% - 36% APR*

12-36 MONTH TERMS*

LOANS FROM $350 - $7,500*

*The application generally takes 2-3 minutes. CFS will promptly fund the repair amount once repairs are completed and documents are executed. All loans are subject to approval pursuant to standard underwriting criteria. The CFS 60-Day Interest Free Program applies to approved customers who pay their entire loan off on time with no missed payments. Available amounts, terms and the Annual Percentage Rate (APR) will be based on an evaluation of your credit history and your state of residence. The interest rate is fixed for the life of the loan and could range from 9.99% to 36.00% APR.





What our customers are saying




4.6 / 5 average customer rating

"so far applying for a loan was fast and easy. seems like the payment plan is going to be what I need. "  - 
Terry in Mesa, AZ Dec 2015
"This loan company has been a huge blessing to our family. We have appreciated CFS services. "  - 
Cindy in Fort worth, TX Jul 2015
"Getting approved and making my payment has been so easy. I love CFS."  - 
Daisy in Tyler, TX Jun 2016
"Easy to use. Helpful staff."  - 
Randy in East lansing, MI Jan 2016
"my repairs are 2K, I have 1K and was hoping for a 1K loan. But I was approved for 500. :)"  - 
Tyson in Fort worth, TX Apr 2016
"Thanks for the loan... It really came in handy....I really appreciate it.... Approved in a matter of a minutes"  - 
Teresa in Belleville, MI Oct 2016
"I was really satisfied with the experience utilizing CFS."  - 
Omar in Grapevine, TX Mar 2016
"Excellent service. Handy financing for an expected car repair. Will use them again."  - 
David in El paso, TX Jan 2016
"If there was some way to pay additional amounts and have them applied to the principle, the rating would be 5 stars"  - 
Thelma in Dallas, TX Aug 2016
"Fast ,great service. "  - 
Rosalinda a. in Beaverton, OR Oct 2015
"Convenient platform and great service"  - 
Caleb in Golden, CO Nov 2016
"The process and and ease with which my loan was processed was great. I was very pleased with the whole experience"
Peter in San antonio, TX Jan 2015
"Easy to use Info very clear and concise."  - 
Judith in Midlothian, TX Aug 2016
"So easy and convenient. I really appreciate the help."  - 
Linda in North richland hills, TX Oct 2016
"They were there when I need them."  - 
Julius in Rosharon, TX Mar 2016
"Approval was quick. Monthly payments very reasonable."  - 
Veronica in Houston, TX May 2016
"CFS provided me with funds to maintain my vehicle, and because I paid the loan off quickly, there was no interest. I am grateful to CFS for helping me with the occasional large expense involved in vehicle maintainance. "  - 
Joseph in Austin, TX Sep 2016
"quick and easy , Even was great !!!!"  - 
Kayla in Southfield, MI Jan 2016
"Great service, quick and easy loan application process."  - 
Tamekia in Desoto, TX Jul 2015
"It made my car repair experience hassle free and the website is very easy to maneuver to make my payments. It really got me out of a tight situation. "  - 
Kristy in Fort worth, TX Oct 2015
"Great Service and quick payment process."  - 
Ruben in Miramar, FL Apr 2016
"always responsive always great"  - 
Cande in New braunfels, TX May 2016
"i like the way the set up for payments are done by this company."  - 
Mable in Dallas, TX Feb 2016
"I haven't received my first statement !!"
Rosalia in Little elm, TX Jan 2015
"This company is a life saver! I'm able to drive my car because this option is available for those unexpected car repairs. It seems like it's taking forever to get my balance down but it's a lot better than the alternative. "  - 
Maya in Redford charter twp, MI Nov 2016
"Fast and easy way to pay bill"  - 
Ray in Houston, TX Oct 2016
"Quick and easy.....Thank you"  - 
Pamela in Mt pleasant, TX Jun 2016
"They were there when I needed them most."  - 
Enmanuel in Round rock, TX Aug 2016
"Very friendly and helpful."  - 
Lanette in Oklahoma city, OK Oct 2016
"CFS made it easy an simple too get a loan. I didn't have any other options yet needed to pay for repairs. Thx CFS"
Teria in Colo spgs, CO Feb 2015
"the interest rate is too high"  - 
Lataushia in Houston, TX Oct 2016
"Thank you so much. Had I not been directed to Larry Kirby at Aamco I wouldn't have had the ability to pay for the car repairs I so desperately needed. I will refer family and friends to Aamco and CFS in the future."  - 
Traci in Houston, TX Mar 2015
"This company literally saved us. Without their small loan, we wouldn't have been able to fix our car. Thank you so much for making the process painless, pretty simple, and straightforward. "  - 
Edgar in Dallas, TX Nov 2016
"Convenient and quick response. Will use again."  - 
Veronica in Houston, TX Jul 2016
"Thanks so much for the help."  - 
Pamela a in Aurora, CO Jul 2015
"Please keep this as simple as possible. I work hard and it's nice to have help like your company that has my back. Don't make this service break the little guy. "  - 
Emily in Caddo mills, TX Nov 2016
"Great Service, I'm sure i will use CFS again!"  - 
Vincent in Austin, TX Feb 2016
"very nice website, lot's of available information."  - 
Terra in Cocoa, FL Jan 2016
"So far I have no complaints. Great Service!"  - 
Sheila in Desoto, TX Nov 2016
"Very quick and speedy response. Thank you CFS for giving service customers options for those unexpected auto repairs."  - 
Vicki in Edmond, OK Aug 2016
"good costumer services "  - 
Jaunita in Perth amboy, NJ Jun 2016
"The most uncomplicated application I ever filled out, with awesome results bar none!"  - 
Cande in New braunfels, TX Jun 2015
"paying my bill on line was simple and fast thanks CFS"  - 
David in Arlington, TX Oct 2015
"It was easy to apply and a quick answer with great rates."  - 
Robert in Desoto, TX Jul 2015
"easy process for car repairs"  - 
Dwanna in Detroit, MI Apr 2016
"I have received great customer service here, I'm treated with respect as if they value me as a customer."  - 
Norma in Dallas, TX Jul 2016
"It gives me a hard time signing in."  - 
Magnolia in Greenvillle , TX Sep 2015
"Quick and Easy loan process and terms. Website easy to understand and navigate!"  - 
Sara in Daytona beach, FL Feb 2016
"confusing, i keep entering auto pay when i really want is to make a bank payment "  - 
Francisco in San elizario, TX Nov 2016
"Your customer service does not have patience with customers on the phone I have called 3 times and they rush you off the phone before you can even tell him exactly what you need they email you bad copies of what you asked for ."  - 
Mary in Dallas, TX Feb 2015
"CFS VERY convenient...!"  - 
Sandra in Red oak, TX Jun 2016
"very bad service at the end as we paid off the loan early"  - 
William in Mesquite, TX Feb 2016
"I'm glad to finally pay you back so glad you were their when I needed the help to fix my truck and you helped even with my bad credit. and did not make me feel bad about that once more thank you very much Marina very happy customer"  - 
Marina in Comfort, TX Aug 2016
"Spoke with Kim and she was extremely helpful and very professional."  - 
Lin in Grapevine, TX Feb 2016
"It was very easy to apply and complete the application. "  - 
Delphene in Mesquite, TX May 2016
"You should have another section so I could enter additional income. My wife is also Disabled Veteran & receives $ 4300"  - 
Ronnie in Pueblo west, CO Mar 2016
"LIFESAVER FOR BEING THERE WHEN I NEEDED EXPENSIVE TRUCK REPAIR"  - 
Trevor in Lewisville, TX Feb 2016
"Great service! I didn't have any money to pay for my truck to get fixed. I filled out the application and My truck was back on the road the next day! "  - 
Tauemyua in Colorado springs, CO Feb 2015
"WAS A GREAT EXPERIENCE SO QUICK AND EASY THANKYOU"  - 
Robert in Seguin, TX Sep 2016
"no free debit card option"  - 
Daryl in Arlington, TX May 2016
"Awesome service. Saved me from an embarrassment. Good job!"  - 
Lovina in Austin, TX Oct 2016
"Having this service also helped me have better communication with the actual cost and made paying so much easier!"  - 
Cande in New braunfels, TX Jun 2015
"First I thank God and then CFS for helping me pay to get my van fixed, and Eagle Transmission in Irving"  - 
Evelyn in Irving, TX Nov 2015
"Loan was approved minutes after submitting my application. Paid the mechanic shop after work was done on my vehicle."  - 
Terrence in Killeen, TX Mar 2016
"Thank you, thank you, thank you."  - 
Traci in Houston, TX Jul 2015
"The application process was quick and got an answer just as fast. "  - 
Melvin in Richmond, TX Nov 2015
"Your services provide an easy manner to pay for repairs without depleting your funds or placing one in a monetary hardship."  - 
Frank in San antonio, TX Jun 2016
"i hate the interest and how the unsecured loans work."  - 
Kayla in Ponca city, OK Apr 2016
"Thank You For The Loan and Easy Repayment Schedule"  - 
Charles in Dallas, TX Nov 2016
"Wonderful service that y'all are providing, thanks alot it really helped me with the costly repairs to my vehicle and being able to get everything fixed at once and not causing further damage. I would recommend your services to all my family and friends."  - 
Julius in Austin, TX Mar 2015
"Really helped me with getting my truck repair it was fast simple. Thanks CFS!"  - 
Alex in Austin, TX Mar 2016
"Affordable payments on auto repair"  - 
Juventino in Rowlett, TX Oct 2016
"Very professional. Smooth and efficient."  - 
Andres in Greenacres, FL Dec 2015
"So far no problems. I am thankful you were there to help get my repairs done. TY"  - 
Steven in Colorado, CO Dec 2015
"approval time was extremely fast."  - 
Juventino in Rowlett, TX Jun 2016
"Great experience... didn't have to talk to anyone after the initial setup."  - 
Amber in Aurora, CO Apr 2015
"User Friendly Dashboard, use my personal bank's Bill Pay feature which CFS post payment on the same date I scheduled to be received :)"  - 
Robert in Georgetown, TX Mar 2016
"A company that is very informative and does not leave any stone unturned."  - 
Billy r in Austin, TX Sep 2016
"I love the fast payment, and that we can pay using a debit card."  - 
Miranda in Grand blanc, MI Feb 2016
"So thankful for this resource! "  - 
Debby in Mckinney, TX Feb 2016
"that was so quick and easy its unbelievable"  - 
Don in Schertz, TX Aug 2015
"Paying Online is easy and convenient. Thank you! "  - 
Andres in Greenacres, FL May 2016
"wonderful business company!! "  - 
Lamisha in Round rock, TX Jan 2016
"thanks for your help I will tell all my friends about this great service...."  - 
Danotiss in Pontiac, MI Oct 2016
"its not even close to what i need."  - 
Ednel in Orlando, FL Oct 2016
"Great an fast would use again"  - 
Dawn in Colorado springs, CO Jan 2015
"You were there when we needed help fast. Thank you so much!"  - 
Richard in Denver, CO Oct 2015
"Amazing tracks my payments so i know when i did them. So easy to use "  - 
Anthony in Donna, TX Mar 2015
"My experience overall has been very good. I have two loans and it's a shame they can't be rolled together in one account to make things easier."  - 
Cara in Lafayette, CO Jul 2015
"A life saver. I needed some repairs and maintance before a 4,000 mile trip. Thanks to them I got a loan approved to get the work done. Monthly payments are reasonable. "  - 
Raymond in San antonio, TX Jul 2016
"as of date, so far, very good. Thank you, for giving me the opportunity to give me credit with my credit score. Hopefully in the next few months CFS will give me another loan at a lower interest rate."  - 
Allen in Kirbyville, TX Dec 2015
"Very easy to use and very fast reply."  - 
David in Temple, TX Jul 2016
"CFS makes it easy to apply for loans and sends timely email reminders. Excellent service!"  - 
Wendy in Colorado springs, CO Aug 2016
"Very simple to apply and use."  - 
Ron in Fort worth, TX May 2016
"My 2005 Chrysler 300 needed an engine. CFS help me out with an auto repair loan. I got the engine for my car I am driving again thank you CFS you are the best. Todd"  - 
Todd in Harrison township, MI Jul 2016
"Easy and quick processing of application!"  - 
Gavin in Houston, TX Jan 2016
"Your auto repair finance platform is phenominal & truly needed in the consumer financial marketplace"  - 
Mark in Daytona beach, FL Sep 2016
"Thank you for your great service"  - 
Steven in Colorado, CO Mar 2016
"I think the service is great for my need."  - 
Damion in Garland, TX Oct 2016
"Thank you very much for all of your help-/."  - 
Chester in New braunfels, TX Mar 2016

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How it works


Step 1


Apply in minutes from
a smart phone or computer.

Step 2


Once the work on your vehicle is complete, choose how much you want to finance through CFS.

Step 3



E-sign your loan documents, pick up your vehicle, and be on your way!








Apply Now!
Instant decision
Current Customers
Loan information and payments


We are expanding nationwide! Check out our current coverage.




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