Need help paying for a car repair?
Pay over time, on your terms.



Apply Now!
Instant decision

Current Customers
Loan information and payments



With Confident Financial Solutions (CFS), you can borrow the money you need to fix your car and get back on the road.


60-DAY INTEREST FREE PROGRAM*

INTEREST RATES FROM 9.99% - 36% APR*

12-36 MONTH TERMS*

LOANS FROM $350 - $7,500*

*The application generally takes 2-3 minutes. CFS will promptly fund the repair amount once repairs are completed and documents are executed. All loans are subject to approval pursuant to standard underwriting criteria. The CFS 60-Day Interest Free Program applies to approved customers who pay their entire loan off on time with no missed payments. Available amounts, terms and the Annual Percentage Rate (APR) will be based on an evaluation of your credit history and your state of residence. The interest rate is fixed for the life of the loan and could range from 9.99% to 36.00% APR.





What our customers are saying




4.6 / 5 average customer rating

"moe waz great so is cfs"  - 
Stephanie in Dallas, TX Jun 2016
"Very friendly and helpful."  - 
Lanette in Oklahoma city, OK Oct 2016
"Quick and Easy loan process and terms. Website easy to understand and navigate!"  - 
Sara in Daytona beach, FL Feb 2016
"CFS saved the day when my daughter needed car repairs."  - 
Stephanie in Davenport, FL Apr 2016
"I was really satisfied with the experience utilizing CFS."  - 
Omar in Grapevine, TX Mar 2016
"The representative walked me right through my issue. She was speedy and precise. "  - 
Carmen in Chinle, AZ Nov 2016
"the process was Great!"  - 
Dwanna in Detroit, MI Apr 2016
"Customer service is AMAZING!"  - 
Valerie in Greeley, CO Aug 2015
"Thank you for the great offer for interest free for 60 days. "  - 
Gary in Camas, WA Jun 2016
"SO EASY TO APPLY THANK YOU"  - 
Robert in Seguin, TX Jun 2016
"Spoke with Kim and she was extremely helpful and very professional."  - 
Lin in Grapevine, TX Feb 2016
"Would like to set up recurring payments on Credit Card"  - 
Donna in Houston, TX Sep 2015
"Prompt efficient caring customer service"  - 
Chester in New braunfels, TX Mar 2016
"No one is answering the phone, and my service person doesn't know how to upload the repair order and cannot get anyone to answer! "  - 
Joseph in Austin, TX May 2016
"This is my 3rd time using this service, and it is wonderful."  - 
Luke in Arlington, TX Jan 2016
"EXCELLENT AND SMOOTH EXPERIENCE"  - 
Sheila in Plano, TX Sep 2015
"It was very easy to apply and complete the application. "  - 
Delphene in Mesquite, TX May 2016
"after the day I've just had.....this was the easiest application and loan I could have never imagined. I'm already planning on some more work on my car later."  - 
Steve in Austin, TX Aug 2015
"It just comes at a high interest rate for me but we will have to bite the bullet and thank for being here for us ."  - 
Amy in Desoto, TX Oct 2015
"thank you for a secure, quick, and reliable loan."  - 
Joshua in Austin, TX Aug 2016
"Confident Financial Solutions allowed me to get the new tires I needed for my vehicle without the added burden of paying out-of-pocket at the time of service. "  - 
Vaso in Denver, CO Feb 2015
"Your services provide an easy manner to pay for repairs without depleting your funds or placing one in a monetary hardship."  - 
Frank in San antonio, TX Jun 2016
"Website: Overall System User Friendly!!"  - 
David j in Friendswood, TX Mar 2016
"because CFS's website is having technical difficulties, i cant pay for my car and i'm stuck at the dealership with my car held hostage. i had the loaner until today, i'm on my break. this is very UNPROFESSIONAL. "  - 
Frances in Dallas, TX Jul 2015
"Thanks to CFS I was able to get the work done on my truck and the process was easy and affordable."  - 
Andy in Dallas, TX Dec 2016
"my repairs are 2K, I have 1K and was hoping for a 1K loan. But I was approved for 500. :)"  - 
Tyson in Fort worth, TX Apr 2016
"wonderful business company!! "  - 
Lamisha in Round rock, TX Jan 2016
"Thanks so much for the help."  - 
Pamela a in Aurora, CO Jul 2015
"Thanks, for the help."  - 
Carolyn in Dallas, TX Jun 2016
"Great job. You were a lifesaver."  - 
Anthony in Arlington, TX Jun 2016
"Thank you so much. Had I not been directed to Larry Kirby at Aamco I wouldn't have had the ability to pay for the car repairs I so desperately needed. I will refer family and friends to Aamco and CFS in the future."  - 
Traci in Houston, TX Mar 2015
"Thank you... .I keep in contact with you. I truly appreciate you. "  - 
Susan in Carrollton, TX Mar 2015
"You helped me when I needed help."  - 
Nancy in Austin, TX Jul 2016
"Nice to know that a company will be there when i really need them the most! "  - 
Erica in Austin tx, TX Apr 2015
"Thank you knowing this is out their makes life less scary when it comes to my car repairs."  - 
Brandy in Rowlett, TX Feb 2015
"It was easy to apply and a quick answer with great rates."  - 
Robert in Desoto, TX Jul 2015
"It was excellent service. Jory told me about your services and helped me with contacting you. I don't know if he gets a credit or anything for referring me to you."  - 
Karen in Garland, TX Feb 2015
"Scott Moody at Honest 1 auto is great! They got me approved through you and I am grateful. Thank you so much!"  - 
Gayla in Canby, OR Aug 2015
" they help me so much on line , a big thanks"  - 
Norma in Balch springs, TX Dec 2015
"I'm glad to finally pay you back so glad you were their when I needed the help to fix my truck and you helped even with my bad credit. and did not make me feel bad about that once more thank you very much Marina very happy customer"  - 
Marina in Comfort, TX Aug 2016
"I have to say easy process, and a quick response. Thank You for helping get back on track with my vehicle!"  - 
Rose in Dallas, TX Oct 2016
"Easy fast application."  - 
Adrianne in Pueblo, CO Feb 2015
"Charged my account in advance."  - 
Shannan in Dallas, TX Aug 2016
"This was a great way to get the extra money we needed. I'm very happy with this process."  - 
Kimberley in Ennis, TX Mar 2016
"Paid one account off, never missed a payment ever and still turned down?"  - 
Robert in Fort collins , CO Jul 2016
"no body does it better than this!"  - 
Cande in New braunfels, TX Jul 2015
"interest rate way too high"  - 
Kevin in Edison, NJ Jan 2017
"I was approved mintes after I finished the request. Awesome!"  - 
Amy in El paso, TX Apr 2015
"This is very convenient for me to be able to pay online. But you improved on that aspect by having a re-occurring draft pmt every months. It does not get anybetter"  - 
Chester in New braunfels, TX Apr 2016
"It was very easy and fast. I had no problems with the any of it."  - 
Tammy in Hawley, TX Dec 2015
"I was trying to make a payment online and the payment page was blank and there weren't any fields to fill in or icons to click on."  - 
Jaunita in Saint louis, MO Jul 2016
"life saver! needed engine replaced and was approved quickly and efficiently. easy to use website. "  - 
Mauro in Seabrook, TX Feb 2015
"My experience overall has been very good. I have two loans and it's a shame they can't be rolled together in one account to make things easier."  - 
Cara in Lafayette, CO Jul 2015
"Great Service ! Payments are fast and easy to make online! Thanks for being there when we needed you ! "  - 
Dorothy in Houston, TX Nov 2016
"Fast,easy,great offer 60 days no interest payoff window."  - 
Khalid in Houston, TX Jan 2016
"swift and professional"  - 
Robert in Fort worth, TX Jan 2016
"Great Service and quick payment process."  - 
Ruben in Miramar, FL Apr 2016
"This was truly a great option when I needed it. Thanks so much for offering such a program!"  - 
Jeff in Dallas, TX Nov 2015
"693 credit score and not one late pay or bad credit mark ever and you want to apply a 30% APR. I think the "as low as 9.99% depending on credit" is a scam."  - 
Monica in Allen, TX Apr 2015
"CFS is pretty awesome!"  - 
Anthony in Houston, TX Dec 2016
"CFS allowed me to choose my pymts and explained loan very well on your website. I was very impressed with your professionalism!!!"  - 
Billy r in Austin, TX Jul 2016
"Find my yelp review of your mediocre website here: http://www.yelp.com/biz/confident-financial-solutions-boulder?hrid=HYVYJfDyumcJhplXg3KPoQ "  - 
Joseph in Austin, TX Jun 2016
"Convenient and quick response. Will use again."  - 
Veronica in Houston, TX Jul 2016
"Wonderful service that y'all are providing, thanks alot it really helped me with the costly repairs to my vehicle and being able to get everything fixed at once and not causing further damage. I would recommend your services to all my family and friends."  - 
Julius in Austin, TX Mar 2015
"that was so quick and easy its unbelievable"  - 
Don in Schertz, TX Aug 2015
"you guys are lifesavers, Thank you for helping me out."  - 
Leo in Dallas, TX Apr 2016
"Fast and easy way to pay bill"  - 
Ray in Houston, TX Oct 2016
"good option to think about. really, quick results!!"  - 
Valerie in Greeley, CO Sep 2015
"ez way to track and pay"  - 
Todd in Phoenix, AZ Jun 2016
"Great service, both in obtaining the loan and ease of payments. User-friendly website make payment process simple and quick; clear instructions, clean interface."  - 
Christina in Parker, CO Jul 2015
"very fast and easy way to get a loan to repair your car. Am really positive with it."  - 
Marcel in Carol stream, IL Oct 2015
"You were there when we needed help fast. Thank you so much!"  - 
Richard in Denver, CO Oct 2015
"quick and easy , Even was great !!!!"  - 
Kayla in Southfield, MI Jan 2016
"As a user experience designer. I must say. I love the interface, super clean and usable. Great Job!"  - 
James in Forney, TX Aug 2015
"Easy, user friendly and fast response in approval :)"  - 
Robert in Georgetown, TX Jan 2016
"Easy access when I needed it quickly - thank you!"  - 
Tammy in Pflugerville, TX Jun 2016
"Always polite and enjoyable to work with"  - 
Jason in Cedar park, TX Jan 2016
"very fast decision and easy to do."  - 
Jamie in Marine city, MI Jan 2016
"Paying Online is easy and convenient. Thank you! "  - 
Andres in Greenacres, FL May 2016
"Thanks for the loan... It really came in handy....I really appreciate it.... Approved in a matter of a minutes"  - 
Teresa in Belleville, MI Oct 2016
"I am rating a 1 star because you removed the free debit card option and now force a $3.50 cent fee if I want that feature that I have been using for months and months. Terrible customer service. Squeeze even more money. Pathetic."  - 
Daryl in Arlington, TX May 2016
"CFS provided me with funds to maintain my vehicle, and because I paid the loan off quickly, there was no interest. I am grateful to CFS for helping me with the occasional large expense involved in vehicle maintainance. "  - 
Joseph in Austin, TX Sep 2016
"First I thank God and then CFS for helping me pay to get my van fixed, and Eagle Transmission in Irving"  - 
Evelyn in Irving, TX Nov 2015
"I think the service is great for my need."  - 
Damion in Garland, TX Oct 2016
"Glad they were there to help. interest is high, but lucky I didn't have much."  - 
Emily in Caddo mills, TX Feb 2016
"Great Payment Options, Easy To Use!"  - 
Russell in Oklahoma city, OK Nov 2016
"Better interest rates than I initially assumed! I'm so happy to have my truck fixed and I have CFS to thank for it!"  - 
Delaina in Colorado springs, CO Dec 2016
"Very pleasant people and very reasonable rates. I ended up having to make this payment late, and they never harassed me. They simply sent a couple of courtesy texts."  - 
Cara in Lafayette, CO May 2015
"quick, easy, and painless!"  - 
Lisa in Colorado springs, CO Apr 2015
"Quick and Fast! Got my truck repaired faster than i needed it to be."  - 
Jadeane marie in Colorado springs, CO May 2015
"A company that is very informative and does not leave any stone unturned."  - 
Billy r in Austin, TX Sep 2016
"This company literally saved us. Without their small loan, we wouldn't have been able to fix our car. Thank you so much for making the process painless, pretty simple, and straightforward. "  - 
Edgar in Dallas, TX Nov 2016
"THANK YOU FOR YOUR BUSINESS!"  - 
Marian in Colorado springs, CO Jul 2016
"Great CFS really came through for me in a time of need for my car repair(s) I reapply appreciate it! I would certainly recommend and use. Rates are very reasonable as well (IMO)... 2 thumbs up"  - 
Lybia in Chicago, IL Jun 2016
"Please keep this as simple as possible. I work hard and it's nice to have help like your company that has my back. Don't make this service break the little guy. "  - 
Emily in Caddo mills, TX Nov 2016
"Great an fast would use again"  - 
Dawn in Colorado springs, CO Jan 2015
"Great service! I didn't have any money to pay for my truck to get fixed. I filled out the application and My truck was back on the road the next day! "  - 
Tauemyua in Colorado springs, CO Feb 2015
"Fast, Friendly & Efficient !"  - 
Tammy in Pflugerville, TX May 2015
"Your Staff was very helpful."  - 
Bruce in Commerce twp, MI Jun 2016
"This helped me with the unexpected repairs. five stars from me."  - 
Mary l in San antonio, TX Feb 2016

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How it works


Step 1


Apply in minutes from
a smart phone or computer.

Step 2


Once the work on your vehicle is complete, choose how much you want to finance through CFS.

Step 3



E-sign your loan documents, pick up your vehicle, and be on your way!








Apply Now!
Instant decision
Current Customers
Loan information and payments


We are expanding nationwide! Check out our current coverage.




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