Need help paying for a car repair?
Pay over time, on your terms.



Apply Now!
Instant decision

Current Customers
Loan information and payments



With Confident Financial Solutions (CFS), you can borrow the money you need to fix your car and get back on the road.


60-DAY INTEREST FREE PROGRAM*

INTEREST RATES FROM 9.99% - 36% APR*

12-36 MONTH TERMS*

LOANS FROM $350 - $7,500*

*The application generally takes 2-3 minutes. CFS will promptly fund the repair amount once repairs are completed and documents are executed. All loans are subject to approval pursuant to standard underwriting criteria. The CFS 60-Day Interest Free Program applies to approved customers who pay their entire loan off on time with no missed payments. Available amounts, terms and the Annual Percentage Rate (APR) will be based on an evaluation of your credit history and your state of residence. The interest rate is fixed for the life of the loan and could range from 9.99% to 36.00% APR.





What our customers are saying




4.6 / 5 average customer rating

"I think this is awesome I was able to help my daughter after she was unable to pay for her deductible."  - 
Doris in Denver, CO Oct 2015
"I love the fast payment, and that we can pay using a debit card."  - 
Miranda in Charter twp of clinton, MI Feb 2016
"quick, easy, and painless!"  - 
Lisa in Colorado springs, CO Apr 2015
"As a user experience designer. I must say. I love the interface, super clean and usable. Great Job!"  - 
James in Forney, TX Aug 2015
"I was trying to make a payment online and the payment page was blank and there weren't any fields to fill in or icons to click on."  - 
Jaunita in Saint louis, MO Jul 2016
"Website is very user friendly and easy to navigate."  - 
Steven in Kingwood , TX Nov 2015
"It gives me a hard time signing in."  - 
Magnolia in Greenvillle , TX Sep 2015
"Your services provide an easy manner to pay for repairs without depleting your funds or placing one in a monetary hardship."  - 
Frank in San antonio, TX Jun 2016
"DJ's is awesome. Will be back. "  - 
Derrick in Mabelvale, AR Jun 2016
"Fast,easy,great offer 60 days no interest payoff window."  - 
Khalid in Houston, TX Jan 2016
"no body does it better than this!"  - 
Cande in New braunfels, TX Jul 2015
"Really fast, and easy to apply !!!"  - 
Rashawn in Denver, CO May 2015
"While the application process was fairly easy, I have yet to be able to set up recurring payments. I call the number provided. No one ever answers. I leave a message and no one returns my call. "  - 
Roxanne in Boerne, TX Jun 2015
"easy approval, easy payment, easy pay off. Glad my service department recommended."  - 
Roger in Greenville, TX Dec 2015
"Website: Overall System User Friendly!!"  - 
David j in Friendswood, TX Mar 2016
"always responsive always great"  - 
Cande in New braunfels, TX May 2016
"Thank you so much. Had I not been directed to Larry Kirby at Aamco I wouldn't have had the ability to pay for the car repairs I so desperately needed. I will refer family and friends to Aamco and CFS in the future."  - 
Traci in Houston, TX Mar 2015
"Great to deal with. No hassle."  - 
Janae in Dallas, TX Feb 2016
"I'm so glad to have found CFS..came in handy!"  - 
Daena in Yuma, AZ Aug 2016
"THANK YOU FOR YOUR BUSINESS!"  - 
Marian in Colorado springs, CO Jul 2016
"Thank you for your great service"  - 
Steven in Colorado, CO Mar 2016
"CFS was able to give the money I needed to fix my car when I found myself with no money to pay for my repair. Working with them has been vary easy and I would recommend there services to anyone in who my think approval is hard.I"  - 
Javier in Dallas, TX Apr 2015
"Obtaining the loan for my car repair was quick and easy. I'm able to make my payments at any time I choose before and on the due date. The website is easy and confirmations of my payments are sent to my email and through snail mail. Overall, very pleased!"  - 
Ramiro in Georgetown, TX Mar 2016
"very easy to apply for loan . i wanted to keep my car CFS made this possible for me ."  - 
Terry in Greeley, CO Feb 2016
"Super Easy, Fantastic Options!"  - 
Sara in Daytona beach, FL Jul 2016
"good costumer services "  - 
Jaunita in Perth amboy, NJ Jun 2016
"You were there when we needed help fast. Thank you so much!"  - 
Richard in Denver, CO Oct 2015
"I DIDNT RECEIVE A STATMENT THIS MONTH WHICH WAS WEIRD "  - 
Bianca in Tomball, TX Jun 2016
"Convenient and quick response. Will use again."  - 
Veronica in Houston, TX Jul 2016
"Your Staff was very helpful."  - 
Bruce in Commerce twp, MI Jun 2016
"This is very convenient for me to be able to pay online. But you improved on that aspect by having a re-occurring draft pmt every months. It does not get anybetter"  - 
Chester in New braunfels, TX Apr 2016
"it really was quick and easy. no hassles, drama free. thank you CFS. "  - 
Debbie in Garland, TX Apr 2016
"Easy to use Info very clear and concise."  - 
Judith in Midlothian, TX Aug 2016
"Excellent service. Handy financing for an expected car repair. Will use them again."  - 
David in El paso, TX Jan 2016
"Fast, easy way to get the needed repairs on my truck. CFS staff were extremely friendly and would recommend them to anyone!"  - 
Gregory m in Rowlett, TX Apr 2015
"Easy financing and easy terms."  - 
Keith in Conroe, TX Jan 2016
"The decision was fast and i am happy to be able to get my car fixed. Thanks"  - 
April in Killeen, TX Oct 2015
"so far applying for a loan was fast and easy. seems like the payment plan is going to be what I need. "  - 
Terry in Mesa, AZ Dec 2015
"Awesome company great to work with, service and application was easy to understand, they helped me alot on getting my truck repaired. Thanks,"  - 
Alex in Austin, TX Jan 2016
"Very easy to use and very fast reply."  - 
David in Temple, TX Jul 2016
"great company! I,v used them twice now."  - 
Ross in San antonio, TX Jul 2016
"The application process was quick and got an answer just as fast. "  - 
Melvin in Richmond, TX Nov 2015
"Easy access when I needed it quickly - thank you!"  - 
Tammy in Pflugerville, TX Jun 2016
"This was truly a great option when I needed it. Thanks so much for offering such a program!"  - 
Jeff in Dallas, TX Nov 2015
"i hate the interest and how the unsecured loans work."  - 
Kayla in Ponca city, OK Apr 2016
"LIFESAVER FOR BEING THERE WHEN I NEEDED EXPENSIVE TRUCK REPAIR"  - 
Trevor in Lewisville, TX Feb 2016
"Prompt efficient caring customer service"  - 
Chester in New braunfels, TX Mar 2016
"Exceptional service, great customer service and very easy application process. Highly recommended to do business with."  - 
David in Plano, TX Oct 2015
"CFS CAME THRU, WHEN OTHERS FAILEDl THANK YOU CFS!"  - 
Vincent in Austin, TX Feb 2016
"I am pleased with the quality of service. it was quick and easy"  - 
Eric in Desoto, TX Sep 2015
"need to change your late payment day the number of day before you late 7day or change my due day"  - 
Jerry in Mesquite, TX Jun 2016
"no free debit card option"  - 
Daryl in Arlington, TX May 2016
"very nice website, lot's of available information."  - 
Terra in Cocoa, FL Jan 2016
"takes the worry out of unexpected or even scheduled major service. nice to have someone that's got your back."  - 
Michael in Gainesville, TX Sep 2015
"This Process was easy and fast. It has been a real blessing to have this option for payment. Thank you. Thank you."
Tammy in Pflugerville, TX Feb 2015
"Great service and good customer understanding."  - 
Rosalinda a. in Beaverton, OR Jul 2016
"after the day I've just had.....this was the easiest application and loan I could have never imagined. I'm already planning on some more work on my car later."  - 
Steve in Austin, TX Aug 2015
"Very helpful and kind."  - 
Michelle in San antonio, TX Sep 2015
"very good website and informative."  - 
Billy r in Austin, TX Jul 2016
"Loan was approved minutes after submitting my application. Paid the mechanic shop after work was done on my vehicle."  - 
Terrence in Killeen, TX Mar 2016
"Very user friendly and very quick response. Thank you for such an incredible program to offer assistance when most needed. Jennifer - Wylie, TX"  - 
Jennifer in Wylie, TX Nov 2015
"Declined my loan just after I paid off my other loan EARLY. Credit score was lower for 1st loan, but will not loan. Do not understand the logic. "  - 
Elizabeth in Royse city, TX Jun 2016
"Easy process with fast decision. Helped a lot!"  - 
Jhron in Colorado springs, CO Jun 2016
"Great an fast would use again"  - 
Dawn in Colorado springs, CO Jan 2015
"Having this service also helped me have better communication with the actual cost and made paying so much easier!"  - 
Cande in New braunfels, TX Jun 2015
"I would like to thank CFS for the opportunity of service.. I had a problem, they had a solution.. Thank u... "  - 
Wilbert in Simsboro, LA Jun 2016
"wonderful business company!! "  - 
Lamisha in Round rock, TX Jan 2016
"Best program yet on mechanical breakdown financing....!!"  - 
Danielle in Dallas, TX May 2015
"The process and and ease with which my loan was processed was great. I was very pleased with the whole experience"
Peter in San antonio, TX Jan 2015
"This loan company has been a huge blessing to our family. We have appreciated CFS services. "  - 
Cindy in Fort worth, TX Jul 2015
"Very helpful and affordable."  - 
Brenda in Midlothian, TX Oct 2015
"Thankyou for your service at time of need being approved for a loan to get repairs needed for my car CfS you are wonderful to work with ."  - 
Dyranda in Englewood, CO Aug 2015
"i like the way the set up for payments are done by this company."  - 
Mable in Dallas, TX Feb 2016
"THE CREDIT APPLICATION WAS VERY EASY TO FILL OUT . I HAD A ANSWER IN MINUTES . "  - 
Terry in Greeley, CO Feb 2016
"Find my yelp review of your mediocre website here: http://www.yelp.com/biz/confident-financial-solutions-boulder?hrid=HYVYJfDyumcJhplXg3KPoQ "  - 
Joseph in Austin, TX Jun 2016
"paying my bill on line was simple and fast thanks CFS"  - 
David in Arlington, TX Oct 2015
"Thank you... .I keep in contact with you. I truly appreciate you. "  - 
Susan in Carrollton, TX Mar 2015
"as of date, so far, very good. Thank you, for giving me the opportunity to give me credit with my credit score. Hopefully in the next few months CFS will give me another loan at a lower interest rate."  - 
Allen in Kirbyville, TX Dec 2015
"SO EASY TO APPLY THANK YOU"  - 
Robert in Seguin, TX Jun 2016
"Like a Guardian Angel, CFS was there for me in my hour of need. Thank you CFS!"  - 
Chad in El paso, TX Jul 2015
"very fast and easy way to get a loan to repair your car. Am really positive with it."  - 
Marcel in Carol stream, IL Oct 2015
"Very fast approval in a time of emergency!"  - 
James in Buda, TX Jul 2015
"They were there when I needed them.........."  - 
Enmanuel in Round rock, TX Mar 2016
"Customer Service was very helpful in rescheduling my payments to meet my needs. Thank you."  - 
Ethel in Garland, TX Jun 2016
"Getting approved and making my payment has been so easy. I love CFS."  - 
Daisy in Tyler, TX Jun 2016
"the process was Great!"  - 
Dwanna in Detroit, MI Apr 2016
"I had no problem signing up or getting approved for a loan with decent credit. They made the terms very clear and treated me fairly. Thanks CFS! "  - 
Matthew in Austin, TX Aug 2015
"you guys are lifesavers, Thank you for helping me out."  - 
Leo in Dallas, TX Apr 2016
"CFS saved the day when my daughter needed car repairs."  - 
Stephanie in Davenport, FL Apr 2016
"very bad service at the end as we paid off the loan early"  - 
William in Mesquite, TX Feb 2016
"Great option for those of us not wishing to use credit card payments!"  - 
Jeff in Dallas, TX Dec 2015
"CFS VERY convenient...!"  - 
Sandra in Red oak, TX Jun 2016
"1-10 with 10 being the best. Confident Financial Solutions 10! Thank you"
Cheryl in Thornton, CO Feb 2015
"experience fast and polite results"  - 
Patricia in Dearborn heights, MI Sep 2015
"it no longer gives me the option online to pay with credit card..."  - 
Debra in Lubbock, TX Jul 2016
"Wonderful service that y'all are providing, thanks alot it really helped me with the costly repairs to my vehicle and being able to get everything fixed at once and not causing further damage. I would recommend your services to all my family and friends."  - 
Julius in Austin, TX Mar 2015
"It was excellent service. Jory told me about your services and helped me with contacting you. I don't know if he gets a credit or anything for referring me to you."  - 
Karen in Garland, TX Feb 2015
"This is my 3rd time using this service, and it is wonderful."  - 
Luke in Arlington, TX Jan 2016
"Very easy and user friendly process. Would definitely recommend "  - 
John in Mount pleasant, TX Feb 2015
"Spoke with Kim and she was extremely helpful and very professional."  - 
Lin in Grapevine, TX Feb 2016

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How it works


Step 1


Apply in minutes from
a smart phone or computer.

Step 2


Once the work on your vehicle is complete, choose how much you want to finance through CFS.

Step 3



E-sign your loan documents, pick up your vehicle, and be on your way!








Apply Now!
Instant decision
Current Customers
Loan information and payments


We are expanding nationwide! Check out our current coverage.




Want to offer CFS financing at your service center?

Learn more!