Need help paying for a car repair?
Pay over time, on your terms.

Apply Now!
Instant decision

Current Customers
Loan information and payments

With Confident Financial Solutions (CFS), you can borrow the money you need to fix your car and get back on the road.




LOANS FROM $350 - $7,500*

*The application generally takes 2-3 minutes. CFS will promptly fund the repair amount once repairs are completed and documents are executed. All loans are subject to approval pursuant to standard underwriting criteria. The CFS 60-Day Interest Free Program applies to approved customers who pay their entire loan off on time with no missed payments. Available amounts, terms and the Annual Percentage Rate (APR) will be based on an evaluation of your credit history and your state of residence. The interest rate is fixed for the life of the loan and could range from 9.99% to 36.00% APR.

What our customers are saying

4.6 / 5 average customer rating

"My experience was excellent."
Carolyn in Killeen, TX Feb 2015
"the process was Great!"  - 
Dwanna in Detroit, MI Apr 2016
"Very easy and user friendly process. Would definitely recommend "  - 
John in Mount pleasant, TX Feb 2015
"honest and upfront, I will use them in the future and also recommend them to friends "  - 
William r in Conroe, TX May 2016
"you guys are great and i will recommend this company to my peers"  - 
Tarkeshwar in Hollywood, FL Mar 2016
"Quick and easy.....Thank you"  - 
Pamela in Mt pleasant, TX Jun 2016
"Your services provide an easy manner to pay for repairs without depleting your funds or placing one in a monetary hardship."  - 
Frank in San antonio, TX Jun 2016
"Fast ,great service. "  - 
Rosalinda a. in Beaverton, OR Oct 2015
"great option to make necessary repairs "  - 
Ulyses in El paso, TX Dec 2015
" they help me so much on line , a big thanks"  - 
Norma in Balch springs, TX Dec 2015
"They were a tremendous help with emergency car repairs."  - 
Stephanie in Davenport, FL Jul 2016
"good option to think about. really, quick results!!"  - 
Valerie in Greeley, CO Sep 2015
"moe waz great so is cfs"  - 
Stephanie in Dallas, TX Jun 2016
"Fast and very efficient I'm glad Sands Chevrolet give refer me to CFS"  - 
Gilberto in Avondale, AZ Nov 2015
"Very helpful when needed!"  - 
Katharine in Roseville, MI Jul 2016
"Very helpful and affordable."  - 
Brenda in Midlothian, TX Oct 2015
"Fast,easy,great offer 60 days no interest payoff window."  - 
Khalid in Houston, TX Jan 2016
"This Process was easy and fast. It has been a real blessing to have this option for payment. Thank you. Thank you."
Tammy in Pflugerville, TX Feb 2015
"They were there when I needed them most."  - 
Enmanuel in Round rock, TX Aug 2016
"great program... easy website... will defiantly recommend "  - 
Tiffany in San antonio, TX Oct 2015
Joseph in Austin, TX Jun 2016
"Thank you for the great offer for interest free for 60 days. "  - 
Gary in Camas, WA Jun 2016
"Website is very user friendly and easy to navigate."  - 
Steven in Kingwood , TX Nov 2015
"They were there when I need them."  - 
Julius in Rosharon, TX Mar 2016
"Very pleasant people and very reasonable rates. I ended up having to make this payment late, and they never harassed me. They simply sent a couple of courtesy texts."  - 
Cara in Lafayette, CO May 2015
"no free debit card option"  - 
Daryl in Arlington, TX May 2016
"Loan was approved minutes after submitting my application. Paid the mechanic shop after work was done on my vehicle."  - 
Terrence in Killeen, TX Mar 2016
"Good way to fixed big issued "  - 
Mario in Garland, TX Nov 2015
"Amazing tracks my payments so i know when i did them. So easy to use "  - 
Anthony in Donna, TX Mar 2015
"Find my yelp review of your mediocre website here: "  - 
Joseph in Austin, TX Jun 2016
"A life saver. I needed some repairs and maintance before a 4,000 mile trip. Thanks to them I got a loan approved to get the work done. Monthly payments are reasonable. "  - 
Raymond in San antonio, TX Jul 2016
"I am rating a 1 star because you removed the free debit card option and now force a $3.50 cent fee if I want that feature that I have been using for months and months. Terrible customer service. Squeeze even more money. Pathetic."  - 
Daryl in Arlington, TX May 2016
"Very easy to use and very fast reply."  - 
David in Temple, TX Jul 2016
"they helped me when i needed it."  - 
Pamela a in Aurora, CO Jul 2015
Robert in Seguin, TX Jun 2016
"The application process was quick and got an answer just as fast. "  - 
Melvin in Richmond, TX Nov 2015
"Easy software, thank you."  - 
Cynthia in Salt lake city, UT Mar 2016
"Quick, easy application process, user friendly website. Great service!"  - 
Christina in Parker, CO Apr 2015
"Really easy process. Easy to understand."  - 
Janis in St. louis, MO May 2016
"easy process for car repairs"  - 
Dwanna in Detroit, MI Apr 2016
"You helped me when I needed help."  - 
Nancy in Austin, TX Jul 2016
"I love the user interface. You have got a great UX team. Design should always lead the product and in your product it shows."  - 
James in Forney, TX Sep 2015
"Very convenient and beneficial."  - 
Karen in Boulder, CO Jan 2016
"This is a great way to make auto repairs. This is my third time using them. I highly recommend them to anyone."  - 
Luke in Arlington, TX Feb 2016
"just wish it would allow the full pay off"  - 
Cande in New braunfels, TX Jul 2016
"I had no problem signing up or getting approved for a loan with decent credit. They made the terms very clear and treated me fairly. Thanks CFS! "  - 
Matthew in Austin, TX Aug 2015
"Obtaining the loan for my car repair was quick and easy. I'm able to make my payments at any time I choose before and on the due date. The website is easy and confirmations of my payments are sent to my email and through snail mail. Overall, very pleased!"  - 
Ramiro in Georgetown, TX Mar 2016
"Exceptional service and customer service goodwill."  - 
Cynthia in Salt lake city, UT Apr 2016
"because CFS's website is having technical difficulties, i cant pay for my car and i'm stuck at the dealership with my car held hostage. i had the loaner until today, i'm on my break. this is very UNPROFESSIONAL. "  - 
Frances in Dallas, TX Jul 2015
"Exceptional service, great customer service and very easy application process. Highly recommended to do business with."  - 
David in Plano, TX Oct 2015
"It's a good idea, but I have had nothing but problems since day one."  - 
Eivan in Bellingham, WA Jun 2016
"1-10 with 10 being the best. Confident Financial Solutions 10! Thank you"
Cheryl in Thornton, CO Feb 2015
Vincent in Austin, TX Feb 2016
"Quick and Easy loan process and terms. Website easy to understand and navigate!"  - 
Sara in Daytona beach, FL Feb 2016
"Had faith in me when others did not. Need vehicle."  - 
Timothy in Colorado springs, CO Dec 2015
"would like to have a higher credit line."  - 
Amelia in Macomb, MI Jun 2016
"Thank you... .I keep in contact with you. I truly appreciate you. "  - 
Susan in Carrollton, TX Mar 2015
"Great Service, I'm sure i will use CFS again!"  - 
Vincent in Austin, TX Feb 2016
"Thanks, for the help."  - 
Carolyn in Dallas, TX Jun 2016
"This is very convenient for me to be able to pay online. But you improved on that aspect by having a re-occurring draft pmt every months. It does not get anybetter"  - 
Chester in New braunfels, TX Apr 2016
"User Friendly Dashboard, use my personal bank's Bill Pay feature which CFS post payment on the same date I scheduled to be received :)"  - 
Robert in Georgetown, TX Mar 2016
"Love love the ease of having this loan! It made getting my Jeep back on the road so I can work my job possible and take care of my family! Thank you CFS!"  - 
Kirk in Dallas, TX Jul 2016
"Great service, both in obtaining the loan and ease of payments. User-friendly website make payment process simple and quick; clear instructions, clean interface."  - 
Christina in Parker, CO Jul 2015
"i like the way the set up for payments are done by this company."  - 
Mable in Dallas, TX Feb 2016
"I am pleased with the quality of service. it was quick and easy"  - 
Eric in Desoto, TX Sep 2015
"It was easy to apply and a quick answer with great rates."  - 
Robert in Desoto, TX Jul 2015
"Really fast, and easy to apply !!!"  - 
Rashawn in Denver, CO May 2015
"quick, easy, and painless!"  - 
Lisa in Colorado springs, CO Apr 2015
"This was a great way to get the extra money we needed. I'm very happy with this process."  - 
Kimberley in Ennis, TX Mar 2016
"Great an fast would use again"  - 
Dawn in Colorado springs, CO Jan 2015
"CFS allowed me to choose my pymts and explained loan very well on your website. I was very impressed with your professionalism!!!"  - 
Billy r in Austin, TX Jul 2016
"Best program yet on mechanical breakdown financing....!!"  - 
Danielle in Dallas, TX May 2015
"Very fast Approval and zero hassle! Once I was approved my car was fixed the very next day!"  - 
Brandon in Phoenix, AZ Jun 2016
"Website: Overall System User Friendly!!"  - 
David j in Friendswood, TX Mar 2016
"good and very convinient"  - 
Marcel in Carol stream, IL Nov 2015
"Easy to use Info very clear and concise."  - 
Judith in Midlothian, TX Aug 2016
"Very pleased with this service!"  - 
Dixie in Gilbert, AZ May 2016
"Thank you very much for all of your help-/."  - 
Chester in New braunfels, TX Mar 2016
"You should have another section so I could enter additional income. My wife is also Disabled Veteran & receives $ 4300"  - 
Ronnie in Pueblo west, CO Mar 2016
"There when I needed help I've was overwhelmed trying to figure out how to repair the transmission in my Ford Escape. Just want to say thank you to CFS ."  - 
Deborah in Houston, TX Feb 2016
"Thank you, thank you, thank you."  - 
Traci in Houston, TX Jul 2015
"You people had all day to get this taken care of. In 12 hours you failed to process a $500 loan"  - 
Richard in Irving, TX Mar 2016
"so far applying for a loan was fast and easy. seems like the payment plan is going to be what I need. "  - 
Terry in Mesa, AZ Dec 2015
"Your Staff was very helpful."  - 
Bruce in Commerce twp, MI Jun 2016
"So far so good. Just getting started."  - 
Devon in Andover, MN Jun 2016
"CFS made it easy an simple too get a loan. I didn't have any other options yet needed to pay for repairs. Thx CFS"
Teria in Colo spgs, CO Feb 2015
"Customer Service was very helpful in rescheduling my payments to meet my needs. Thank you."  - 
Ethel in Garland, TX Jun 2016
"it really was quick and easy. no hassles, drama free. thank you CFS. "  - 
Debbie in Garland, TX Apr 2016
"DJ's is awesome. Will be back. "  - 
Derrick in Mabelvale, AR Jun 2016
"poor management, they lie, steal your monies from a 3rd party western union, and the round around about the issue."  - 
Allen in Kirbyville, TX Aug 2016
"Thanks for the help when i needed it"
Mary in San antonio, TX Mar 2015
"no body does it better than this!"  - 
Cande in New braunfels, TX Jul 2015
"Thank you knowing this is out their makes life less scary when it comes to my car repairs."  - 
Brandy in Rowlett, TX Feb 2015
"Your customer service does not have patience with customers on the phone I have called 3 times and they rush you off the phone before you can even tell him exactly what you need they email you bad copies of what you asked for ."  - 
Mary in Dallas, TX Feb 2015
"I have left message with no response back.."  - 
Aaron in Dallas, TX Jan 2016
"Easy access when I needed it quickly - thank you!"  - 
Tammy in Pflugerville, TX Jun 2016
"Excellent short term funding platform; I'll use again if needed"  - 
Mark in Daytona beach, FL Jun 2016
"Like a Guardian Angel, CFS was there for me in my hour of need. Thank you CFS!"  - 
Chad in El paso, TX Jul 2015
"Great help for my needs!"  - 
Teaner in Avalon, TX Aug 2015
"While the interest rates are a bit high, but that's largely my fault [poor credit] it's expensive to be poor, I appreciate the ease and speed at which this transaction was handled and I'm grateful to have the funds to fix everything my car needed fixed."  - 
Mariah in Austin, TX Dec 2015

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How it works

Step 1

Apply in minutes from
a smart phone or computer.

Step 2

Once the work on your vehicle is complete, choose how much you want to finance through CFS.

Step 3

E-sign your loan documents, pick up your vehicle, and be on your way!

Apply Now!
Instant decision
Current Customers
Loan information and payments

We are expanding nationwide! Check out our current coverage.

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