Need help paying for a car repair?
Pay over time, on your terms.



Apply Now!
Instant decision

Current Customers
Loan information and payments



With Confident Financial Solutions (CFS), you can borrow the money you need to fix your car and get back on the road.


60-DAY INTEREST FREE PROGRAM*

INTEREST RATES FROM 9.99% - 36% APR*

12-36 MONTH TERMS*

LOANS FROM $350 - $7,500*

*The application generally takes 2-3 minutes. CFS will promptly fund the repair amount once repairs are completed and documents are executed. All loans are subject to approval pursuant to standard underwriting criteria. The CFS 60-Day Interest Free Program applies to approved customers who pay their entire loan off on time with no missed payments. Available amounts, terms and the Annual Percentage Rate (APR) will be based on an evaluation of your credit history and your state of residence. The interest rate is fixed for the life of the loan and could range from 9.99% to 36.00% APR.





What our customers are saying




4.6 / 5 average customer rating

"as of date, so far, very good. Thank you, for giving me the opportunity to give me credit with my credit score. Hopefully in the next few months CFS will give me another loan at a lower interest rate."  - 
Allen in Kirbyville, TX Dec 2015
"very nice website, lot's of available information."  - 
Terra in Cocoa, FL Jan 2016
"The process and and ease with which my loan was processed was great. I was very pleased with the whole experience"
Peter in San antonio, TX Jan 2015
"First I thank God and then CFS for helping me pay to get my van fixed, and Eagle Transmission in Irving"  - 
Evelyn in Irving, TX Nov 2015
"after the day I've just had.....this was the easiest application and loan I could have never imagined. I'm already planning on some more work on my car later."  - 
Steve in Austin, TX Aug 2015
"Thankyou for your service at time of need being approved for a loan to get repairs needed for my car CfS you are wonderful to work with ."  - 
Dyranda in Englewood, CO Aug 2015
"always responsive always great"  - 
Cande in New braunfels, TX May 2016
"Great job. You were a lifesaver."  - 
Anthony in Arlington, TX Jun 2016
"It made my car repair experience hassle free and the website is very easy to maneuver to make my payments. It really got me out of a tight situation. "  - 
Kristy in Fort worth, TX Oct 2015
"Simply amazing! Thank you CFS for your help as we have had to use your financial help twice in a year for repairs on our truck. Thanks for all you do!"  - 
Cindy in Fort worth, TX Feb 2016
"got most of the money i needed immediately, at the shop and the no interest option really saved us money!"  - 
Joel in Arlington, TX Aug 2016
"Easy and quick processing of application!"  - 
Gavin in Houston, TX Jan 2016
"my repairs are 2K, I have 1K and was hoping for a 1K loan. But I was approved for 500. :)"  - 
Tyson in Fort worth, TX Apr 2016
"Thanks for the help when i needed it"
Mary in San antonio, TX Mar 2015
"Very convenient and beneficial."  - 
Karen in Boulder, CO Jan 2016
"Great turnaround time for approval. I like the 60 day free financing, allowing us to fix our vehicle immediately!"  - 
Joe in Holden, MO Feb 2016
"I am rating a 1 star because you removed the free debit card option and now force a $3.50 cent fee if I want that feature that I have been using for months and months. Terrible customer service. Squeeze even more money. Pathetic."  - 
Daryl in Arlington, TX May 2016
"I appreciate the prompt approval and response!"  - 
Erica in Flint, MI Apr 2016
"Really easy process. Easy to understand."  - 
Janis in St. louis, MO May 2016
"Quick and easy during a stressful time when my car broke down-- made it so easy and affordable to get the work done on my car without leaving me broke"  - 
Maria in San antonio, TX Jul 2015
"experience fast and polite results"  - 
Patricia in Dearborn heights, MI Sep 2015
"Super Easy, Fantastic Options!"  - 
Sara in Daytona beach, FL Jul 2016
"Having this service also helped me have better communication with the actual cost and made paying so much easier!"  - 
Cande in New braunfels, TX Jun 2015
"very fast and easy way to get a loan to repair your car. Am really positive with it."  - 
Marcel in Carol stream, IL Oct 2015
"Nothing less than the absolute best. From application to signing the documents have been the most efficient experience with a loan company that I have experienced. Thanks CFS for trusting in me."  - 
Chester in New braunfels, TX Apr 2016
"Very helpful and affordable."  - 
Brenda in Midlothian, TX Oct 2015
"Very fast approval in a time of emergency!"  - 
James in Buda, TX Jul 2015
"just wish it would allow the full pay off"  - 
Cande in New braunfels, TX Jul 2016
"Wonderful service that y'all are providing, thanks alot it really helped me with the costly repairs to my vehicle and being able to get everything fixed at once and not causing further damage. I would recommend your services to all my family and friends."  - 
Julius in Austin, TX Mar 2015
"Exceptional service, great customer service and very easy application process. Highly recommended to do business with."  - 
David in Plano, TX Oct 2015
"they helped me when i needed it."  - 
Pamela a in Aurora, CO Jul 2015
"We appreciate you working with Trevor to get his pick up fixed by loaning him the money. Although, we had to pay the loan in 3 payments instead of 2, you made it easier for us to get the pick up fixed without any problems. "  - 
Trevor in La junta, CO Jun 2016
"I had no problem signing up or getting approved for a loan with decent credit. They made the terms very clear and treated me fairly. Thanks CFS! "  - 
Matthew in Austin, TX Aug 2015
"Easy fast application."  - 
Adrianne in Pueblo, CO Feb 2015
"Your Staff was very helpful."  - 
Bruce in Commerce twp, MI Jun 2016
"Very easy to use and very fast reply."  - 
David in Temple, TX Jul 2016
"Great help for my needs!"  - 
Teaner in Avalon, TX Aug 2015
"Fast, easy way to get the needed repairs on my truck. CFS staff were extremely friendly and would recommend them to anyone!"  - 
Gregory m in Rowlett, TX Apr 2015
"Would like to set up recurring payments on Credit Card"  - 
Donna in Houston, TX Sep 2015
"Very quick and easy process."  - 
Michael in Saginaw, TX May 2016
"Great an fast would use again"  - 
Dawn in Colorado springs, CO Jan 2015
"swift and professional"  - 
Robert in Fort worth, TX Jan 2016
"Very helpful when needed!"  - 
Katharine in Roseville, MI Jul 2016
"Very fast Approval and zero hassle! Once I was approved my car was fixed the very next day!"  - 
Brandon in Phoenix, AZ Jun 2016
"would like to have a higher credit line."  - 
Amelia in Macomb, MI Jun 2016
"Customer Service was very helpful in rescheduling my payments to meet my needs. Thank you."  - 
Ethel in Garland, TX Jun 2016
"Very easy process Fast results"  - 
Kimberly in Midlothian, TX Dec 2015
"693 credit score and not one late pay or bad credit mark ever and you want to apply a 30% APR. I think the "as low as 9.99% depending on credit" is a scam."  - 
Monica in Allen, TX Apr 2015
"Convenient and quick response. Will use again."  - 
Veronica in Houston, TX Jul 2016
"Thanks so much for the help."  - 
Pamela a in Aurora, CO Jul 2015
"This is a great way to make auto repairs. This is my third time using them. I highly recommend them to anyone."  - 
Luke in Arlington, TX Feb 2016
"Your payment scheduler DOES NOT WORK! I HAVE BEEN CHARGED TODAY FOR PAYMENTS I WAS TRYING TO SCHEDULE IN THE FUTURE! THIS IS UNACCEPTABLE! "  - 
Joseph in Austin, TX Jun 2016
"This loan company has been a huge blessing to our family. We have appreciated CFS services. "  - 
Cindy in Fort worth, TX Jul 2015
"It's a good idea, but I have had nothing but problems since day one."  - 
Eivan in Bellingham, WA Jun 2016
"It is great to have a service like this to help with unexpected repair needs."  - 
Ray in Fort worth, TX Nov 2015
"Like a Guardian Angel, CFS was there for me in my hour of need. Thank you CFS!"  - 
Chad in El paso, TX Jul 2015
"THE CREDIT APPLICATION WAS VERY EASY TO FILL OUT . I HAD A ANSWER IN MINUTES . "  - 
Terry in Greeley, CO Feb 2016
"Find my yelp review of your mediocre website here: http://www.yelp.com/biz/confident-financial-solutions-boulder?hrid=HYVYJfDyumcJhplXg3KPoQ "  - 
Joseph in Austin, TX Jun 2016
"Great Service, I'm sure i will use CFS again!"  - 
Vincent in Austin, TX Feb 2016
"Great option for those of us not wishing to use credit card payments!"  - 
Jeff in Dallas, TX Dec 2015
"Paid one account off, never missed a payment ever and still turned down?"  - 
Robert in Fort collins , CO Jul 2016
"Declined my loan just after I paid off my other loan EARLY. Credit score was lower for 1st loan, but will not loan. Do not understand the logic. "  - 
Elizabeth in Royse city, TX Jun 2016
"Very pleased with this service!"  - 
Dixie in Gilbert, AZ May 2016
" they help me so much on line , a big thanks"  - 
Norma in Balch springs, TX Dec 2015
"moe waz great so is cfs"  - 
Stephanie in Dallas, TX Jun 2016
"it really was quick and easy. no hassles, drama free. thank you CFS. "  - 
Debbie in Garland, TX Apr 2016
"It would be helpful to include "Payment History" on the monthly statements. A return envelope would also be very helpful. Thank you."  - 
Arlene in Austin, TX Mar 2015
"Quick, easy application process, user friendly website. Great service!"  - 
Christina in Parker, CO Apr 2015
"great program... easy website... will defiantly recommend "  - 
Tiffany in San antonio, TX Oct 2015
"Very easy and user friendly process. Would definitely recommend "  - 
John in Mount pleasant, TX Feb 2015
"I have left message with no response back.."  - 
Aaron in Dallas, TX Jan 2016
"Loan was approved minutes after submitting my application. Paid the mechanic shop after work was done on my vehicle."  - 
Terrence in Killeen, TX Mar 2016
"The most uncomplicated application I ever filled out, with awesome results bar none!"  - 
Cande in New braunfels, TX Jun 2015
"CFS makes it easy to apply for loans and sends timely email reminders. Excellent service!"  - 
Wendy in Colorado springs, CO Aug 2016
"Great service! I didn't have any money to pay for my truck to get fixed. I filled out the application and My truck was back on the road the next day! "  - 
Tauemyua in Colorado springs, CO Feb 2015
"Great service, quick and easy loan application process."  - 
Tamekia in Desoto, TX Jul 2015
"approval time was extremely fast."  - 
Juventino in Rowlett, TX Jun 2016
"the process was Great!"  - 
Dwanna in Detroit, MI Apr 2016
"While the interest rates are a bit high, but that's largely my fault [poor credit] it's expensive to be poor, I appreciate the ease and speed at which this transaction was handled and I'm grateful to have the funds to fix everything my car needed fixed."  - 
Mariah in Austin, TX Dec 2015
"Great Service and quick payment process."  - 
Ruben in Miramar, FL Apr 2016
"You were there when we needed help fast. Thank you so much!"  - 
Richard in Denver, CO Oct 2015
"Awesome service. Don't change a thing!"  - 
Carolyn in Colorado springs, CO Nov 2015
"Your services provide an easy manner to pay for repairs without depleting your funds or placing one in a monetary hardship."  - 
Frank in San antonio, TX Jun 2016
"Thank you knowing this is out their makes life less scary when it comes to my car repairs."  - 
Brandy in Rowlett, TX Feb 2015
"THERE WHEN I NEEDED HELP...THANK YOU AND BE BLESSED."  - 
Deborah in Houston, TX Dec 2015
"ez way to track and pay"  - 
Todd in Phoenix, AZ Jun 2016
"wonderful business company!! "  - 
Lamisha in Round rock, TX Jan 2016
"A life saver. I needed some repairs and maintance before a 4,000 mile trip. Thanks to them I got a loan approved to get the work done. Monthly payments are reasonable. "  - 
Raymond in San antonio, TX Jul 2016
"Confident Financial Solutions allowed me to get the new tires I needed for my vehicle without the added burden of paying out-of-pocket at the time of service. "  - 
Vaso in Denver, CO Feb 2015
"1-10 with 10 being the best. Confident Financial Solutions 10! Thank you"
Cheryl in Thornton, CO Feb 2015
"Exceptional service and customer service goodwill."  - 
Cynthia in Salt lake city, UT Apr 2016
"I think this is awesome I was able to help my daughter after she was unable to pay for her deductible."  - 
Doris in Denver, CO Oct 2015
"Obtaining the loan for my car repair was quick and easy. I'm able to make my payments at any time I choose before and on the due date. The website is easy and confirmations of my payments are sent to my email and through snail mail. Overall, very pleased!"  - 
Ramiro in Georgetown, TX Mar 2016
"This is very convenient for me to be able to pay online. But you improved on that aspect by having a re-occurring draft pmt every months. It does not get anybetter"  - 
Chester in New braunfels, TX Apr 2016
"I was trying to make a payment online and the payment page was blank and there weren't any fields to fill in or icons to click on."  - 
Jaunita in Saint louis, MO Jul 2016
"Easy internet payments!"  - 
Terra in Cocoa, FL Apr 2016
"LIFESAVER FOR BEING THERE WHEN I NEEDED EXPENSIVE TRUCK REPAIR"  - 
Trevor in Lewisville, TX Feb 2016
"I found that applying for my loan was easier than I really anticipated. I would recommend this company to my friends and family! "  - 
Catherine in Denver, CO Jan 2015
"THANK YOU FOR YOUR BUSINESS!"  - 
Marian in Colorado springs, CO Jul 2016
"I would like to thank CFS for the opportunity of service.. I had a problem, they had a solution.. Thank u... "  - 
Wilbert in Simsboro, LA Jun 2016

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How it works


Step 1


Apply in minutes from
a smart phone or computer.

Step 2


Once the work on your vehicle is complete, choose how much you want to finance through CFS.

Step 3



E-sign your loan documents, pick up your vehicle, and be on your way!








Apply Now!
Instant decision
Current Customers
Loan information and payments


We are expanding nationwide! Check out our current coverage.




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