Need help paying for a car repair?
Pay over time, on your terms.

Apply Now!
Instant decision

Current Customers
Loan information and payments

With Confident Financial Solutions (CFS), you can borrow the money you need to fix your car and get back on the road.




LOANS FROM $350 - $7,500*

*The application generally takes 2-3 minutes. CFS will promptly fund the repair amount once repairs are completed and documents are executed. All loans are subject to approval pursuant to standard underwriting criteria. The CFS 60-Day Interest Free Program applies to approved customers who pay their entire loan off on time with no missed payments. Available amounts, terms and the Annual Percentage Rate (APR) will be based on an evaluation of your credit history and your state of residence. The interest rate is fixed for the life of the loan and could range from 9.99% to 36.00% APR.

What our customers are saying

4.6 / 5 average customer rating

"Very easy process Fast results"  - 
Kimberly in Midlothian, TX Dec 2015
"They were there when I needed them most."  - 
Enmanuel in Round rock, TX Aug 2016
"I think this is awesome I was able to help my daughter after she was unable to pay for her deductible."  - 
Doris in Denver, CO Oct 2015
"moe waz great so is cfs"  - 
Stephanie in Dallas, TX Jun 2016
"Thank you for the reminders"  - 
Chris in East china, MI Jul 2016
"got most of the money i needed immediately, at the shop and the no interest option really saved us money!"  - 
Joel in Arlington, TX Aug 2016
"First I thank God and then CFS for helping me pay to get my van fixed, and Eagle Transmission in Irving"  - 
Evelyn in Irving, TX Nov 2015
"i like the way the set up for payments are done by this company."  - 
Mable in Dallas, TX Feb 2016
"the interest is to high"  - 
Kayla in Ponca city, OK Mar 2016
"This loan company has been a huge blessing to our family. We have appreciated CFS services. "  - 
Cindy in Fort worth, TX Jul 2015
"Paid one account off, never missed a payment ever and still turned down?"  - 
Robert in Fort collins , CO Jul 2016
"The decision was fast and i am happy to be able to get my car fixed. Thanks"  - 
April in Killeen, TX Oct 2015
"While the application process was fairly easy, I have yet to be able to set up recurring payments. I call the number provided. No one ever answers. I leave a message and no one returns my call. "  - 
Roxanne in Boerne, TX Jun 2015
Vincent in Austin, TX Feb 2016
"I was approved mintes after I finished the request. Awesome!"  - 
Amy in El paso, TX Apr 2015
"You guys are great. Great Customer Service and the dealership has been there to help me all the way through."  - 
Daniual in Athens, TX Apr 2015
"very bad service at the end as we paid off the loan early"  - 
William in Mesquite, TX Feb 2016
"Your Staff was very helpful."  - 
Bruce in Commerce twp, MI Jun 2016
"just wish it would allow the full pay off"  - 
Cande in New braunfels, TX Jul 2016
"Awesome service. Saved me from an embarrassment. Good job!"  - 
Lovina in Austin, TX Oct 2016
"Very quick and speedy response. Thank you CFS for giving service customers options for those unexpected auto repairs."  - 
Vicki in Edmond, OK Aug 2016
"This Process was easy and fast. It has been a real blessing to have this option for payment. Thank you. Thank you."
Tammy in Pflugerville, TX Feb 2015
"Your customer service does not have patience with customers on the phone I have called 3 times and they rush you off the phone before you can even tell him exactly what you need they email you bad copies of what you asked for ."  - 
Mary in Dallas, TX Feb 2015
"Amazing tracks my payments so i know when i did them. So easy to use "  - 
Anthony in Donna, TX Mar 2015
"I found that applying for my loan was easier than I really anticipated. I would recommend this company to my friends and family! "  - 
Catherine in Denver, CO Jan 2015
"Really fast, and easy to apply !!!"  - 
Rashawn in Denver, CO May 2015
"you guys are great and i will recommend this company to my peers"  - 
Tarkeshwar in Hollywood, FL Mar 2016
"Very easy to use and very fast reply."  - 
David in Temple, TX Jul 2016
"I appreciate the prompt approval and response!"  - 
Erica in Flint, MI Apr 2016
"I'm glad to finally pay you back so glad you were their when I needed the help to fix my truck and you helped even with my bad credit. and did not make me feel bad about that once more thank you very much Marina very happy customer"  - 
Marina in Comfort, TX Aug 2016
"Great turnaround time for approval. I like the 60 day free financing, allowing us to fix our vehicle immediately!"  - 
Joe in Holden, MO Feb 2016
"Great Service, I'm sure i will use CFS again!"  - 
Vincent in Austin, TX Feb 2016
"Thankyou for your service at time of need being approved for a loan to get repairs needed for my car CfS you are wonderful to work with ."  - 
Dyranda in Englewood, CO Aug 2015
"they helped me when i needed it."  - 
Pamela a in Aurora, CO Jul 2015
"Easy process with fast decision. Helped a lot!"  - 
Jhron in Colorado springs, CO Jun 2016
"Great service, quick and easy loan application process."  - 
Tamekia in Desoto, TX Jul 2015
"Very easy to apply for credit and helped me get back on the road."  - 
Amy in Lindale, TX Jan 2015
"i hate the interest and how the unsecured loans work."  - 
Kayla in Ponca city, OK Apr 2016
"Nothing less than the absolute best. From application to signing the documents have been the most efficient experience with a loan company that I have experienced. Thanks CFS for trusting in me."  - 
Chester in New braunfels, TX Apr 2016
"because CFS's website is having technical difficulties, i cant pay for my car and i'm stuck at the dealership with my car held hostage. i had the loaner until today, i'm on my break. this is very UNPROFESSIONAL. "  - 
Frances in Dallas, TX Jul 2015
"Love love the ease of having this loan! It made getting my Jeep back on the road so I can work my job possible and take care of my family! Thank you CFS!"  - 
Kirk in Dallas, TX Jul 2016
"Quick and Easy loan process and terms. Website easy to understand and navigate!"  - 
Sara in Daytona beach, FL Feb 2016
"My experience was excellent."
Carolyn in Killeen, TX Feb 2015
Joseph in Austin, TX Jun 2016
"I am very pleased with the service and ease of online options provided by CFS."  - 
Michael in Phoenix, AZ Jun 2016
"It would be helpful to include "Payment History" on the monthly statements. A return envelope would also be very helpful. Thank you."  - 
Arlene in Austin, TX Mar 2015
"Obtaining the loan for my car repair was quick and easy. I'm able to make my payments at any time I choose before and on the due date. The website is easy and confirmations of my payments are sent to my email and through snail mail. Overall, very pleased!"  - 
Ramiro in Georgetown, TX Mar 2016
"Convenient and quick response. Will use again."  - 
Veronica in Houston, TX Jul 2016
"need to change your late payment day the number of day before you late 7day or change my due day"  - 
Jerry in Mesquite, TX Jun 2016
"Easy to setup automatic payment. Thank you."  - 
Juventino in Rowlett, TX Jun 2016
"it no longer gives me the option online to pay with credit card..."  - 
Debra in Lubbock, TX Jul 2016
"no free debit card option"  - 
Daryl in Arlington, TX May 2016
"Awesome company great to work with, service and application was easy to understand, they helped me alot on getting my truck repaired. Thanks,"  - 
Alex in Austin, TX Jan 2016
"Excellent short term funding platform; I'll use again if needed"  - 
Mark in Daytona beach, FL Jun 2016
"Fast, Friendly & Efficient !"  - 
Tammy in Pflugerville, TX May 2015
"If there was some way to pay additional amounts and have them applied to the principle, the rating would be 5 stars"  - 
Thelma in Dallas, TX Aug 2016
"So far so good. Just getting started."  - 
Devon in Andover, MN Jun 2016
"Great Service and quick payment process."  - 
Ruben in Miramar, FL Apr 2016
"It was very easy to apply and complete the application. "  - 
Delphene in Mesquite, TX May 2016
"Website: Overall System User Friendly!!"  - 
David j in Friendswood, TX Mar 2016
"approval time was extremely fast."  - 
Juventino in Rowlett, TX Jun 2016
"Really helped me with getting my truck repair it was fast simple. Thanks CFS!"  - 
Alex in Austin, TX Mar 2016
"very nice website, lot's of available information."  - 
Terra in Cocoa, FL Jan 2016
"you guys are lifesavers, Thank you for helping me out."  - 
Leo in Dallas, TX Apr 2016
"Easy internet payments!"  - 
Terra in Cocoa, FL Apr 2016
"User Friendly and fast result :)"  - 
Robert in Georgetown, TX Jan 2016
"There when I needed help I've was overwhelmed trying to figure out how to repair the transmission in my Ford Escape. Just want to say thank you to CFS ."  - 
Deborah in Houston, TX Feb 2016
"Like a Guardian Angel, CFS was there for me in my hour of need. Thank you CFS!"  - 
Chad in El paso, TX Jul 2015
"Thank you for your great service"  - 
Steven in Colorado, CO Mar 2016
"Great option for those of us not wishing to use credit card payments!"  - 
Jeff in Dallas, TX Dec 2015
"Confident Financial Solutions allowed me to get the new tires I needed for my vehicle without the added burden of paying out-of-pocket at the time of service. "  - 
Vaso in Denver, CO Feb 2015
"Easy to use Info very clear and concise."  - 
Judith in Midlothian, TX Aug 2016
"Fast and very efficient I'm glad Sands Chevrolet give refer me to CFS"  - 
Gilberto in Avondale, AZ Nov 2015
"swift and professional"  - 
Robert in Fort worth, TX Jan 2016
"Very fast approval in a time of emergency!"  - 
James in Buda, TX Jul 2015
"They were there when I needed them.........."  - 
Enmanuel in Round rock, TX Mar 2016
"So far no problems. I am thankful you were there to help get my repairs done. TY"  - 
Steven in Colorado, CO Dec 2015
"This was a great way to get the extra money we needed. I'm very happy with this process."  - 
Kimberley in Ennis, TX Mar 2016
"The process and and ease with which my loan was processed was great. I was very pleased with the whole experience"
Peter in San antonio, TX Jan 2015
"Great help for my needs!"  - 
Teaner in Avalon, TX Aug 2015
"While the interest rates are a bit high, but that's largely my fault [poor credit] it's expensive to be poor, I appreciate the ease and speed at which this transaction was handled and I'm grateful to have the funds to fix everything my car needed fixed."  - 
Mariah in Austin, TX Dec 2015
"As a user experience designer. I must say. I love the interface, super clean and usable. Great Job!"  - 
James in Forney, TX Aug 2015
"It just comes at a high interest rate for me but we will have to bite the bullet and thank for being here for us ."  - 
Amy in Desoto, TX Oct 2015
"My repair was easy and made possible by CFS, keeping me in car ownership. I could not afford to replace this car or have car payments. So I am very satisfied and grateful for this service. Thank you, CFS for your help."  - 
Susan in Timnath, CO Sep 2015
"You helped me when I needed help."  - 
Nancy in Austin, TX Jul 2016
"It's a good idea, but I have had nothing but problems since day one."  - 
Eivan in Bellingham, WA Jun 2016
" they help me so much on line , a big thanks"  - 
Norma in Balch springs, TX Dec 2015
"Thanks, for the help."  - 
Carolyn in Dallas, TX Jun 2016
"693 credit score and not one late pay or bad credit mark ever and you want to apply a 30% APR. I think the "as low as 9.99% depending on credit" is a scam."  - 
Monica in Allen, TX Apr 2015
"Best program yet on mechanical breakdown financing....!!"  - 
Danielle in Dallas, TX May 2015
"Love This Company, Really helped me when I was in a bind."  - 
Robert in Weimar, TX Mar 2016
"This is a great way to make auto repairs. This is my third time using them. I highly recommend them to anyone."  - 
Luke in Arlington, TX Feb 2016
"very fast and easy way to get a loan to repair your car. Am really positive with it."  - 
Marcel in Carol stream, IL Oct 2015
"Very helpful and kind."  - 
Michelle in San antonio, TX Sep 2015
"Fast ,great service. "  - 
Rosalinda a. in Beaverton, OR Oct 2015
"This was truly a great option when I needed it. Thanks so much for offering such a program!"  - 
Jeff in Dallas, TX Nov 2015
"thanks for your help I will tell all my friends about this great service...."  - 
Danotiss in Pontiac, MI Oct 2016
"CFS saved the day when my daughter needed car repairs."  - 
Stephanie in Davenport, FL Apr 2016
"Wonderful service that y'all are providing, thanks alot it really helped me with the costly repairs to my vehicle and being able to get everything fixed at once and not causing further damage. I would recommend your services to all my family and friends."  - 
Julius in Austin, TX Mar 2015
"Declined my loan just after I paid off my other loan EARLY. Credit score was lower for 1st loan, but will not loan. Do not understand the logic. "  - 
Elizabeth in Royse city, TX Jun 2016

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How it works

Step 1

Apply in minutes from
a smart phone or computer.

Step 2

Once the work on your vehicle is complete, choose how much you want to finance through CFS.

Step 3

E-sign your loan documents, pick up your vehicle, and be on your way!

Apply Now!
Instant decision
Current Customers
Loan information and payments

We are expanding nationwide! Check out our current coverage.

Want to offer CFS financing at your service center?

Learn more!