Need help paying for a car repair?
Pay over time, on your terms.



Apply Now!
Instant decision

Current Customers
Loan information and payments



With Confident Financial Solutions (CFS), you can borrow the money you need to fix your car and get back on the road.


60-DAY INTEREST FREE PROGRAM*

INTEREST RATES FROM 9.99% - 36% APR*

12-36 MONTH TERMS*

LOANS FROM $350 - $7,500*

*The application generally takes 2-3 minutes. CFS will promptly fund the repair amount once repairs are completed and documents are executed. All loans are subject to approval pursuant to standard underwriting criteria. The CFS 60-Day Interest Free Program applies to approved customers who pay their entire loan off on time with no missed payments. Available amounts, terms and the Annual Percentage Rate (APR) will be based on an evaluation of your credit history and your state of residence. The interest rate is fixed for the life of the loan and could range from 9.99% to 36.00% APR.





What our customers are saying




4.6 / 5 average customer rating

"A life saver. I needed some repairs and maintance before a 4,000 mile trip. Thanks to them I got a loan approved to get the work done. Monthly payments are reasonable. "  - 
Raymond in San antonio, TX Jul 2016
"Charged my account in advance."  - 
Shannan in Dallas, TX Aug 2016
"Thank you for being there for me in the time of need. "  - 
Jackie in Cedar hill dr, TX Sep 2016
"This is very convenient for me to be able to pay online. But you improved on that aspect by having a re-occurring draft pmt every months. It does not get anybetter"  - 
Chester in New braunfels, TX Apr 2016
"It would be helpful to include "Payment History" on the monthly statements. A return envelope would also be very helpful. Thank you."  - 
Arlene in Austin, TX Mar 2015
"Very pleased with this service!"  - 
Dixie in Gilbert, AZ May 2016
"THE CREDIT APPLICATION WAS VERY EASY TO FILL OUT . I HAD A ANSWER IN MINUTES . "  - 
Terry in Greeley, CO Feb 2016
"Great help when needed!"  - 
Daena in Yuma, AZ Sep 2016
"Very fast Approval and zero hassle! Once I was approved my car was fixed the very next day!"  - 
Brandon in Phoenix, AZ Jun 2016
"Obtaining the loan for my car repair was quick and easy. I'm able to make my payments at any time I choose before and on the due date. The website is easy and confirmations of my payments are sent to my email and through snail mail. Overall, very pleased!"  - 
Ramiro in Georgetown, TX Mar 2016
"Thank you for your great service"  - 
Steven in Colorado, CO Mar 2016
"Nice to know that a company will be there when i really need them the most! "  - 
Erica in Austin tx, TX Apr 2015
"I think the service is great for my need."  - 
Damion in Garland, TX Oct 2016
"Always polite and enjoyable to work with"  - 
Jason in Cedar park, TX Jan 2016
"Prompt efficient caring customer service"  - 
Chester in New braunfels, TX Mar 2016
"Thanks for the help when i needed it"
Mary in San antonio, TX Mar 2015
"the interest is to high"  - 
Kayla in Ponca city, OK Mar 2016
"Awesome company great to work with, service and application was easy to understand, they helped me alot on getting my truck repaired. Thanks,"  - 
Alex in Austin, TX Jan 2016
"Please keep this as simple as possible. I work hard and it's nice to have help like your company that has my back. Don't make this service break the little guy. "  - 
Emily in Caddo mills, TX Nov 2016
"Easy access when I needed it quickly - thank you!"  - 
Tammy in Pflugerville, TX Jun 2016
"Very easy and user friendly process. Would definitely recommend "  - 
John in Mount pleasant, TX Feb 2015
"Really fast, and easy to apply !!!"  - 
Rashawn in Denver, CO May 2015
"You helped me when I needed help."  - 
Nancy in Austin, TX Jul 2016
"Quick and Easy loan process and terms. Website easy to understand and navigate!"  - 
Sara in Daytona beach, FL Feb 2016
"The application process was quick and got an answer just as fast. "  - 
Melvin in Richmond, TX Nov 2015
"Amazing tracks my payments so i know when i did them. So easy to use "  - 
Anthony in Donna, TX Mar 2015
"Difficult process to get this done, and operator assistance was not help as far as going thru the process "  - 
Patricia in San antonio, TX Aug 2015
"Very fast decsion! Able to get repairs done fast."  - 
Kimberly in Houston, TX Aug 2015
"Thank you, thank you, thank you."  - 
Traci in Houston, TX Jul 2015
"my repairs are 2K, I have 1K and was hoping for a 1K loan. But I was approved for 500. :)"  - 
Tyson in Fort worth, TX Apr 2016
"It's a good idea, but I have had nothing but problems since day one."  - 
Eivan in Bellingham, WA Jun 2016
"Very helpful and affordable."  - 
Brenda in Midlothian, TX Oct 2015
"I would like to thank CFS for the opportunity of service.. I had a problem, they had a solution.. Thank u... "  - 
Wilbert in Simsboro, LA Jun 2016
"Easy process with fast decision. Helped a lot!"  - 
Jhron in Colorado springs, CO Jun 2016
"This loan company has been a huge blessing to our family. We have appreciated CFS services. "  - 
Cindy in Fort worth, TX Jul 2015
"You guys are awesome. The process was easy and painless. My repair shop was even amazed."  - 
Carolyn in Colorado springs, CO Nov 2015
"very easy to apply for loan . i wanted to keep my car CFS made this possible for me ."  - 
Terry in Greeley, CO Feb 2016
"So thankful for this resource! "  - 
Debby in Mckinney, TX Feb 2016
"CFS is pretty awesome!"  - 
Anthony in Houston, TX Dec 2016
"Website: Overall System User Friendly!!"  - 
David j in Friendswood, TX Mar 2016
"Easier Way to pay and Super Fast Notification of Approval. "  - 
Miguel in San antonio, TX Feb 2016
"I only wish the interest rates were lower. Thank you, CFS!"  - 
Lauren in Golden, CO Jan 2017
"This is a wonderful credit fin. plan to pay for the service that you need right away but don't have the money up front to pay for it."  - 
George in Miami, FL Nov 2016
"Very quick and speedy response. Thank you CFS for giving service customers options for those unexpected auto repairs."  - 
Vicki in Edmond, OK Aug 2016
"THERE WHEN I NEEDED HELP...THANK YOU AND BE BLESSED."  - 
Deborah in Houston, TX Dec 2015
"Having this service also helped me have better communication with the actual cost and made paying so much easier!"  - 
Cande in New braunfels, TX Jun 2015
"Convenient platform and great service"  - 
Caleb in Golden, CO Nov 2016
"Very easy to use and very fast reply."  - 
David in Temple, TX Jul 2016
"Easy to use Info very clear and concise."  - 
Judith in Midlothian, TX Aug 2016
"Fast,easy,great offer 60 days no interest payoff window."  - 
Khalid in Houston, TX Jan 2016
"Fast, easy way to get the needed repairs on my truck. CFS staff were extremely friendly and would recommend them to anyone!"  - 
Gregory m in Rowlett, TX Apr 2015
"Like a Guardian Angel, CFS was there for me in my hour of need. Thank you CFS!"  - 
Chad in El paso, TX Jul 2015
"Good way to fixed big issued "  - 
Mario in Garland, TX Nov 2015
"There when I needed help I've was overwhelmed trying to figure out how to repair the transmission in my Ford Escape. Just want to say thank you to CFS ."  - 
Deborah in Houston, TX Feb 2016
"One of the most professional organizations I've ever done business with."  - 
Billy r in Austin, TX Nov 2016
"great option to make necessary repairs "  - 
Ulyses in El paso, TX Dec 2015
"CFS CAME THRU, WHEN OTHERS FAILEDl THANK YOU CFS!"  - 
Vincent in Austin, TX Feb 2016
"This is my 3rd time using this service, and it is wonderful."  - 
Luke in Arlington, TX Jan 2016
"I had no problem signing up or getting approved for a loan with decent credit. They made the terms very clear and treated me fairly. Thanks CFS! "  - 
Matthew in Austin, TX Aug 2015
"Great help for my needs!"  - 
Teaner in Avalon, TX Aug 2015
"good option to think about. really, quick results!!"  - 
Valerie in Greeley, CO Sep 2015
"Better interest rates than I initially assumed! I'm so happy to have my truck fixed and I have CFS to thank for it!"  - 
Delaina in Colorado springs, CO Dec 2016
"You guys are great. Great Customer Service and the dealership has been there to help me all the way through."  - 
Daniual in Athens, TX Apr 2015
"Thank you so much. Had I not been directed to Larry Kirby at Aamco I wouldn't have had the ability to pay for the car repairs I so desperately needed. I will refer family and friends to Aamco and CFS in the future."  - 
Traci in Houston, TX Mar 2015
"Really easy process. Easy to understand."  - 
Janis in St. louis, MO May 2016
"The decision was fast and i am happy to be able to get my car fixed. Thanks"  - 
April in Killeen, TX Oct 2015
"I am pleased with the quality of service. it was quick and easy"  - 
Eric in Desoto, TX Sep 2015
"good costumer services "  - 
Jaunita in Perth amboy, NJ Jun 2016
"Thanks to CFS I was able to get the work done on my truck and the process was easy and affordable."  - 
Andy in Dallas, TX Dec 2016
"This is a great way to make auto repairs. This is my third time using them. I highly recommend them to anyone."  - 
Luke in Arlington, TX Feb 2016
"This Process was easy and fast. It has been a real blessing to have this option for payment. Thank you. Thank you."
Tammy in Pflugerville, TX Feb 2015
"after the day I've just had.....this was the easiest application and loan I could have never imagined. I'm already planning on some more work on my car later."  - 
Steve in Austin, TX Aug 2015
"Glad they were there to help. interest is high, but lucky I didn't have much."  - 
Emily in Caddo mills, TX Feb 2016
"Love love the ease of having this loan! It made getting my Jeep back on the road so I can work my job possible and take care of my family! Thank you CFS!"  - 
Kirk in Dallas, TX Jul 2016
"I Love CFS! You guys have helped me and my wife out of some really tight spots! Thanks!"  - 
Richard in Quinlan, TX Dec 2016
"So easy and convenient. I really appreciate the help."  - 
Linda in North richland hills, TX Oct 2016
"Quick, easy application process, user friendly website. Great service!"  - 
Christina in Parker, CO Apr 2015
"The loan tab has deceptive information which states that I can pay the balance off by 12/14/2016 as long as the monthly minimum payments are made. "  - 
Patricia in Cypress, TX Aug 2016
"Easy to setup automatic payment. Thank you."  - 
Juventino in Rowlett, TX Jun 2016
"I was really satisfied with the experience utilizing CFS."  - 
Omar in Grapevine, TX Mar 2016
"Great turnaround time for approval. I like the 60 day free financing, allowing us to fix our vehicle immediately!"  - 
Joe in Holden, MO Feb 2016
"They were there when I need them."  - 
Julius in Rosharon, TX Mar 2016
"Quick and easy.....Thank you"  - 
Pamela in Mt pleasant, TX Jun 2016
"approval time was extremely fast."  - 
Juventino in Rowlett, TX Jun 2016
"Fast and very efficient I'm glad Sands Chevrolet give refer me to CFS"  - 
Gilberto in Avondale, AZ Nov 2015
"Great and prompt service!!!"  - 
Daniel in Duncanville, TX Feb 2015
"Spoke with Kim and she was extremely helpful and very professional."  - 
Lin in Grapevine, TX Feb 2016
"CFS allowed me to choose my pymts and explained loan very well on your website. I was very impressed with your professionalism!!!"  - 
Billy r in Austin, TX Jul 2016
"My experience overall has been very good. I have two loans and it's a shame they can't be rolled together in one account to make things easier."  - 
Cara in Lafayette, CO Jul 2015
"I'm glad to finally pay you back so glad you were their when I needed the help to fix my truck and you helped even with my bad credit. and did not make me feel bad about that once more thank you very much Marina very happy customer"  - 
Marina in Comfort, TX Aug 2016
"I'm so glad to have found CFS..came in handy!"  - 
Daena in Yuma, AZ Aug 2016
"I am so grateful for you all. I really appreciate how you help people. I didn't know what I was going to do. Thanks a million be blessed."
Wanda in Waco, TX Jan 2015
"very good website and informative."  - 
Billy r in Austin, TX Jul 2016
"I love the user interface. You have got a great UX team. Design should always lead the product and in your product it shows."  - 
James in Forney, TX Sep 2015
"no body does it better than this!"  - 
Cande in New braunfels, TX Jul 2015
"very easy application process. would recommend to any one. thanks"  - 
Rickey in St. louis, MO Oct 2016
"Scott Moody at Honest 1 auto is great! They got me approved through you and I am grateful. Thank you so much!"  - 
Gayla in Canby, OR Aug 2015
"Great service! I didn't have any money to pay for my truck to get fixed. I filled out the application and My truck was back on the road the next day! "  - 
Tauemyua in Colorado springs, CO Feb 2015
"Website is very user friendly and easy to navigate."  - 
Steven in Kingwood , TX Nov 2015
"Customer Service was very helpful in rescheduling my payments to meet my needs. Thank you."  - 
Ethel in Garland, TX Jun 2016

see more...



How it works


Step 1


Apply in minutes from
a smart phone or computer.

Step 2


Once the work on your vehicle is complete, choose how much you want to finance through CFS.

Step 3



E-sign your loan documents, pick up your vehicle, and be on your way!








Apply Now!
Instant decision
Current Customers
Loan information and payments


We are expanding nationwide! Check out our current coverage.




Want to offer CFS financing at your service center?

Learn more!