Need help paying for a car repair?
Pay over time, on your terms.



Apply Now!
Instant decision

Current Customers
Loan information and payments



With Confident Financial Solutions (CFS), you can borrow the money you need to fix your car and get back on the road.


60-DAY INTEREST FREE PROGRAM*

INTEREST RATES FROM 9.99% - 36% APR*

12-36 MONTH TERMS*

LOANS FROM $350 - $7,500*

*The application generally takes 2-3 minutes. CFS will promptly fund the repair amount once repairs are completed and documents are executed. All loans are subject to approval pursuant to standard underwriting criteria. The CFS 60-Day Interest Free Program applies to approved customers who pay their entire loan off on time with no missed payments. Available amounts, terms and the Annual Percentage Rate (APR) will be based on an evaluation of your credit history and your state of residence. The interest rate is fixed for the life of the loan and could range from 9.99% to 36.00% APR.





What our customers are saying




4.6 / 5 average customer rating

"Easy to use. Helpful staff."  - 
Randy in East lansing, MI Jan 2016
"Thank you for the reminders"  - 
Chris in East china, MI Jul 2016
"This helped me with the unexpected repairs. five stars from me."  - 
Mary l in San antonio, TX Feb 2016
"thank you for a secure, quick, and reliable loan."  - 
Joshua in Austin, TX Aug 2016
"good option to think about. really, quick results!!"  - 
Valerie in Greeley, CO Sep 2015
"experience fast and polite results"  - 
Patricia in Dearborn heights, MI Sep 2015
"I think this is awesome I was able to help my daughter after she was unable to pay for her deductible."  - 
Doris in Denver, CO Oct 2015
"While the application process was fairly easy, I have yet to be able to set up recurring payments. I call the number provided. No one ever answers. I leave a message and no one returns my call. "  - 
Roxanne in Boerne, TX Jun 2015
"Your customer service does not have patience with customers on the phone I have called 3 times and they rush you off the phone before you can even tell him exactly what you need they email you bad copies of what you asked for ."  - 
Mary in Dallas, TX Feb 2015
"Really fast, and easy to apply !!!"  - 
Rashawn in Denver, CO May 2015
"This is very convenient for me to be able to pay online. But you improved on that aspect by having a re-occurring draft pmt every months. It does not get anybetter"  - 
Chester in New braunfels, TX Apr 2016
"Quick and easy during a stressful time when my car broke down-- made it so easy and affordable to get the work done on my car without leaving me broke"  - 
Maria in San antonio, TX Jul 2015
"This was a great way to get the extra money we needed. I'm very happy with this process."  - 
Kimberley in Ennis, TX Mar 2016
"I have left message with no response back.."  - 
Aaron in Dallas, TX Jan 2016
"because CFS's website is having technical difficulties, i cant pay for my car and i'm stuck at the dealership with my car held hostage. i had the loaner until today, i'm on my break. this is very UNPROFESSIONAL. "  - 
Frances in Dallas, TX Jul 2015
"Like a Guardian Angel, CFS was there for me in my hour of need. Thank you CFS!"  - 
Chad in El paso, TX Jul 2015
"Exceptional service, great customer service and very easy application process. Highly recommended to do business with."  - 
David in Plano, TX Oct 2015
"I was approved mintes after I finished the request. Awesome!"  - 
Amy in El paso, TX Apr 2015
"1-10 with 10 being the best. Confident Financial Solutions 10! Thank you"
Cheryl in Thornton, CO Feb 2015
"First I thank God and then CFS for helping me pay to get my van fixed, and Eagle Transmission in Irving"  - 
Evelyn in Irving, TX Nov 2015
"Having this service also helped me have better communication with the actual cost and made paying so much easier!"  - 
Cande in New braunfels, TX Jun 2015
"Very helpful and affordable."  - 
Brenda in Midlothian, TX Oct 2015
"need to change your late payment day the number of day before you late 7day or change my due day"  - 
Jerry in Mesquite, TX Jun 2016
"moe waz great so is cfs"  - 
Stephanie in Dallas, TX Jun 2016
" they help me so much on line , a big thanks"  - 
Norma in Balch springs, TX Dec 2015
"I am so grateful for you all. I really appreciate how you help people. I didn't know what I was going to do. Thanks a million be blessed."
Wanda in Waco, TX Jan 2015
"Very easy process Fast results"  - 
Kimberly in Midlothian, TX Dec 2015
"Quick, easy application process, user friendly website. Great service!"  - 
Christina in Parker, CO Apr 2015
"Your payment scheduler DOES NOT WORK! I HAVE BEEN CHARGED TODAY FOR PAYMENTS I WAS TRYING TO SCHEDULE IN THE FUTURE! THIS IS UNACCEPTABLE! "  - 
Joseph in Austin, TX Jun 2016
"If there was some way to pay additional amounts and have them applied to the principle, the rating would be 5 stars"  - 
Thelma in Dallas, TX Aug 2016
"that was so quick and easy its unbelievable"  - 
Don in Schertz, TX Aug 2015
"This is my 3rd time using this service, and it is wonderful."  - 
Luke in Arlington, TX Jan 2016
"always responsive always great"  - 
Cande in New braunfels, TX May 2016
"very fast and easy way to get a loan to repair your car. Am really positive with it."  - 
Marcel in Carol stream, IL Oct 2015
"my repairs are 2K, I have 1K and was hoping for a 1K loan. But I was approved for 500. :)"  - 
Tyson in Fort worth, TX Apr 2016
"Easy to use Info very clear and concise."  - 
Judith in Midlothian, TX Aug 2016
"The most uncomplicated application I ever filled out, with awesome results bar none!"  - 
Cande in New braunfels, TX Jun 2015
"It would be helpful to include "Payment History" on the monthly statements. A return envelope would also be very helpful. Thank you."  - 
Arlene in Austin, TX Mar 2015
"My experience was excellent."
Carolyn in Killeen, TX Feb 2015
"Thank you, thank you, thank you."  - 
Traci in Houston, TX Jul 2015
"as of date, so far, very good. Thank you, for giving me the opportunity to give me credit with my credit score. Hopefully in the next few months CFS will give me another loan at a lower interest rate."  - 
Allen in Kirbyville, TX Dec 2015
"Great option for those of us not wishing to use credit card payments!"  - 
Jeff in Dallas, TX Dec 2015
"Super Easy, Fantastic Options!"  - 
Sara in Daytona beach, FL Jul 2016
"Quick and easy.....Thank you"  - 
Pamela in Mt pleasant, TX Jun 2016
"CFS made it easy an simple too get a loan. I didn't have any other options yet needed to pay for repairs. Thx CFS"
Teria in Colo spgs, CO Feb 2015
"it no longer gives me the option online to pay with credit card..."  - 
Debra in Lubbock, TX Jul 2016
"It was very easy and fast. I had no problems with the any of it."  - 
Tammy in Hawley, TX Dec 2015
"life saver! needed engine replaced and was approved quickly and efficiently. easy to use website. "  - 
Mauro in Seabrook, TX Feb 2015
"The decision was fast and i am happy to be able to get my car fixed. Thanks"  - 
April in Killeen, TX Oct 2015
"Very prompt service. Was able to have my service completed with no time delay, very professional company..Will use again knowing that to me they are 5 star all the way.."  - 
Etienne in Euless, TX Mar 2015
"Very pleasant people and very reasonable rates. I ended up having to make this payment late, and they never harassed me. They simply sent a couple of courtesy texts."  - 
Cara in Lafayette, CO May 2015
"Great experience... didn't have to talk to anyone after the initial setup."  - 
Amber in Aurora, CO Apr 2015
"You helped me when I needed help."  - 
Nancy in Austin, TX Jul 2016
"It just comes at a high interest rate for me but we will have to bite the bullet and thank for being here for us ."  - 
Amy in Desoto, TX Oct 2015
"I was trying to make a payment online and the payment page was blank and there weren't any fields to fill in or icons to click on."  - 
Jaunita in Saint louis, MO Jul 2016
"My entire experience with Lana Bell & the entire George Matick team has been WONDERFUL!!! "  - 
Dwanna in Detroit, MI Apr 2016
"Approval was quick. Monthly payments very reasonable."  - 
Veronica in Houston, TX May 2016
"Great Service, I'm sure i will use CFS again!"  - 
Vincent in Austin, TX Feb 2016
"Very user friendly and very quick response. Thank you for such an incredible program to offer assistance when most needed. Jennifer - Wylie, TX"  - 
Jennifer in Wylie, TX Nov 2015
"Awesome service. Don't change a thing!"  - 
Carolyn in Colorado springs, CO Nov 2015
"I am rating a 1 star because you removed the free debit card option and now force a $3.50 cent fee if I want that feature that I have been using for months and months. Terrible customer service. Squeeze even more money. Pathetic."  - 
Daryl in Arlington, TX May 2016
"I'm so glad to have found CFS..came in handy!"  - 
Daena in Yuma, AZ Aug 2016
"Obtaining the loan for my car repair was quick and easy. I'm able to make my payments at any time I choose before and on the due date. The website is easy and confirmations of my payments are sent to my email and through snail mail. Overall, very pleased!"  - 
Ramiro in Georgetown, TX Mar 2016
"Really easy process. Easy to understand."  - 
Janis in St. louis, MO May 2016
"Thanks for the help when i needed it"
Mary in San antonio, TX Mar 2015
"Difficult process to get this done, and operator assistance was not help as far as going thru the process "  - 
Patricia in San antonio, TX Aug 2015
"I am very pleased with the service and ease of online options provided by CFS."  - 
Michael in Phoenix, AZ Jun 2016
"So far so good. Just getting started."  - 
Devon in Andover, MN Jun 2016
"The application process was quick and got an answer just as fast. "  - 
Melvin in Richmond, TX Nov 2015
"Quick and Fast! Got my truck repaired faster than i needed it to be."  - 
Jadeane marie in Colorado springs, CO May 2015
"Best program yet on mechanical breakdown financing....!!"  - 
Danielle in Dallas, TX May 2015
"You guys are great. Great Customer Service and the dealership has been there to help me all the way through."  - 
Daniual in Athens, TX Apr 2015
"quick and easy , Even was great !!!!"  - 
Kayla in Southfield, MI Jan 2016
"You guys are awesome. The process was easy and painless. My repair shop was even amazed."  - 
Carolyn in Colorado springs, CO Nov 2015
"would like to have a higher credit line."  - 
Amelia in Macomb, MI Jun 2016
"CFS makes it easy to apply for loans and sends timely email reminders. Excellent service!"  - 
Wendy in Colorado springs, CO Aug 2016
"good costumer services "  - 
Jaunita in Perth amboy, NJ Jun 2016
"It made my car repair experience hassle free and the website is very easy to maneuver to make my payments. It really got me out of a tight situation. "  - 
Kristy in Fort worth, TX Oct 2015
"Great service, both in obtaining the loan and ease of payments. User-friendly website make payment process simple and quick; clear instructions, clean interface."  - 
Christina in Parker, CO Jul 2015
"easy process for car repairs"  - 
Dwanna in Detroit, MI Apr 2016
"Quick and Easy loan process and terms. Website easy to understand and navigate!"  - 
Sara in Daytona beach, FL Feb 2016
"I love the user interface. You have got a great UX team. Design should always lead the product and in your product it shows."  - 
James in Forney, TX Sep 2015
"ez way to track and pay"  - 
Todd in Phoenix, AZ Jun 2016
"the interest is to high"  - 
Kayla in Ponca city, OK Mar 2016
"Thanks, for the help."  - 
Carolyn in Dallas, TX Jun 2016
"Very convenient and beneficial."  - 
Karen in Boulder, CO Jan 2016
"Thank you for the great offer for interest free for 60 days. "  - 
Gary in Camas, WA Jun 2016
"Wonderful service that y'all are providing, thanks alot it really helped me with the costly repairs to my vehicle and being able to get everything fixed at once and not causing further damage. I would recommend your services to all my family and friends."  - 
Julius in Austin, TX Mar 2015
"Thankyou for your service at time of need being approved for a loan to get repairs needed for my car CfS you are wonderful to work with ."  - 
Dyranda in Englewood, CO Aug 2015
"Great and prompt service!!!"  - 
Daniel in Duncanville, TX Feb 2015
"Great to deal with. No hassle."  - 
Janae in Dallas, TX Feb 2016
"Exceptional service and customer service goodwill."  - 
Cynthia in Salt lake city, UT Apr 2016
"You should have another section so I could enter additional income. My wife is also Disabled Veteran & receives $ 4300"  - 
Ronnie in Pueblo west, CO Mar 2016
"Thank you for being there for me in the time of need. "  - 
Jackie in Cedar hill dr, TX Sep 2016
"Easy financing and easy terms."  - 
Keith in Conroe, TX Jan 2016
"Very quick and easy process."  - 
Michael in Saginaw, TX May 2016
"Your services provide an easy manner to pay for repairs without depleting your funds or placing one in a monetary hardship."  - 
Frank in San antonio, TX Jun 2016
"Very quick and speedy response. Thank you CFS for giving service customers options for those unexpected auto repairs."  - 
Vicki in Edmond, OK Aug 2016
"I made a mistake with the placement of auto care. Was able to call CFS and and change the placement of auto care. it was simple and easy. "  - 
Daniel in Hillsboro, OR Sep 2015
"So far no problems. I am thankful you were there to help get my repairs done. TY"  - 
Steven in Colorado, CO Dec 2015

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How it works


Step 1


Apply in minutes from
a smart phone or computer.

Step 2


Once the work on your vehicle is complete, choose how much you want to finance through CFS.

Step 3



E-sign your loan documents, pick up your vehicle, and be on your way!








Apply Now!
Instant decision
Current Customers
Loan information and payments


We are expanding nationwide! Check out our current coverage.




Want to offer CFS financing at your service center?

Learn more!