Need help paying for a car repair?
Pay over time, on your terms.



Apply Now!
Instant decision

Current Customers
Loan information and payments



With Confident Financial Solutions (CFS), you can borrow the money you need to fix your car and get back on the road.


60-DAY INTEREST FREE PROGRAM*

INTEREST RATES FROM 9.99% - 36% APR*

12-36 MONTH TERMS*

LOANS FROM $350 - $7,500*

*The application generally takes 2-3 minutes. CFS will promptly fund the repair amount once repairs are completed and documents are executed. All loans are subject to approval pursuant to standard underwriting criteria. The CFS 60-Day Interest Free Program applies to approved customers who pay their entire loan off on time with no missed payments. Available amounts, terms and the Annual Percentage Rate (APR) will be based on an evaluation of your credit history and your state of residence. The interest rate is fixed for the life of the loan and could range from 9.99% to 36.00% APR.





What our customers are saying




4.6 / 5 average customer rating

"This loan company has been a huge blessing to our family. We have appreciated CFS services. "  - 
Cindy in Fort worth, TX Jul 2015
"This Process was easy and fast. It has been a real blessing to have this option for payment. Thank you. Thank you."
Tammy in Pflugerville, TX Feb 2015
"CFS CAME THRU, WHEN OTHERS FAILEDl THANK YOU CFS!"  - 
Vincent in Austin, TX Feb 2016
"Very pleased with this service!"  - 
Dixie in Gilbert, AZ May 2016
"You were there when we needed help fast. Thank you so much!"  - 
Richard in Denver, CO Oct 2015
"As a user experience designer. I must say. I love the interface, super clean and usable. Great Job!"  - 
James in Forney, TX Aug 2015
"Thank you so much. Had I not been directed to Larry Kirby at Aamco I wouldn't have had the ability to pay for the car repairs I so desperately needed. I will refer family and friends to Aamco and CFS in the future."  - 
Traci in Houston, TX Mar 2015
"moe waz great so is cfs"  - 
Stephanie in Dallas, TX Jun 2016
"very fast decision and easy to do."  - 
Jamie in Marine city, MI Jan 2016
"Excellent Customer Service!! All my questions were answered!"  - 
Francisco in Greeley, CO Jul 2015
"This was a great way to get the extra money we needed. I'm very happy with this process."  - 
Kimberley in Ennis, TX Mar 2016
"I'm so glad to have found CFS..came in handy!"  - 
Daena in Yuma, AZ Aug 2016
"Easy financing and easy terms."  - 
Keith in Conroe, TX Jan 2016
"THERE WHEN I NEEDED HELP...THANK YOU AND BE BLESSED."  - 
Deborah in Houston, TX Dec 2015
"always responsive always great"  - 
Cande in New braunfels, TX May 2016
"percentage rate is high "  - 
Margaret in Dallas, TX Jul 2015
"You helped me when I needed help."  - 
Nancy in Austin, TX Jul 2016
"I appreciate the prompt approval and response!"  - 
Erica in Flint, MI Apr 2016
"Great service and good customer understanding."  - 
Rosalinda a. in Beaverton, OR Jul 2016
"I was approved mintes after I finished the request. Awesome!"  - 
Amy in El paso, TX Apr 2015
"This was truly a great option when I needed it. Thanks so much for offering such a program!"  - 
Jeff in Dallas, TX Nov 2015
"would like to have a higher credit line."  - 
Amelia in Macomb, MI Jun 2016
"Fast and very efficient I'm glad Sands Chevrolet give refer me to CFS"  - 
Gilberto in Avondale, AZ Nov 2015
"Very easy to use and very fast reply."  - 
David in Temple, TX Jul 2016
"It would be helpful to include "Payment History" on the monthly statements. A return envelope would also be very helpful. Thank you."  - 
Arlene in Austin, TX Mar 2015
"Spoke with Kim and she was extremely helpful and very professional."  - 
Lin in Grapevine, TX Feb 2016
"very nice website, lot's of available information."  - 
Terra in Cocoa, FL Jan 2016
"CFS made it easy an simple too get a loan. I didn't have any other options yet needed to pay for repairs. Thx CFS"
Teria in Colo spgs, CO Feb 2015
"got most of the money i needed immediately, at the shop and the no interest option really saved us money!"  - 
Joel in Arlington, TX Aug 2016
"Great CFS really came through for me in a time of need for my car repair(s) I reapply appreciate it! I would certainly recommend and use. Rates are very reasonable as well (IMO)... 2 thumbs up"  - 
Lybia in Chicago, IL Jun 2016
"Customer Service was very helpful in rescheduling my payments to meet my needs. Thank you."  - 
Ethel in Garland, TX Jun 2016
"Having this service also helped me have better communication with the actual cost and made paying so much easier!"  - 
Cande in New braunfels, TX Jun 2015
"It just comes at a high interest rate for me but we will have to bite the bullet and thank for being here for us ."  - 
Amy in Desoto, TX Oct 2015
"They were a tremendous help with emergency car repairs."  - 
Stephanie in Davenport, FL Jul 2016
"User Friendly Dashboard, use my personal bank's Bill Pay feature which CFS post payment on the same date I scheduled to be received :)"  - 
Robert in Georgetown, TX Mar 2016
"Your Staff was very helpful."  - 
Bruce in Commerce twp, MI Jun 2016
"i like the way the set up for payments are done by this company."  - 
Mable in Dallas, TX Feb 2016
"Your services provide an easy manner to pay for repairs without depleting your funds or placing one in a monetary hardship."  - 
Frank in San antonio, TX Jun 2016
"Good way to fixed big issued "  - 
Mario in Garland, TX Nov 2015
"because CFS's website is having technical difficulties, i cant pay for my car and i'm stuck at the dealership with my car held hostage. i had the loaner until today, i'm on my break. this is very UNPROFESSIONAL. "  - 
Frances in Dallas, TX Jul 2015
"Easy and quick processing of application!"  - 
Gavin in Houston, TX Jan 2016
"They were there when I needed them.........."  - 
Enmanuel in Round rock, TX Mar 2016
"Obtaining the loan for my car repair was quick and easy. I'm able to make my payments at any time I choose before and on the due date. The website is easy and confirmations of my payments are sent to my email and through snail mail. Overall, very pleased!"  - 
Ramiro in Georgetown, TX Mar 2016
"Charged my account in advance."  - 
Shannan in Dallas, TX Aug 2016
"wonderful business company!! "  - 
Lamisha in Round rock, TX Jan 2016
"It was fast and easy. A great way to help with a car repair we had not planned for in our budget."  - 
Robin in Parker, CO Feb 2016
"My entire experience with Lana Bell & the entire George Matick team has been WONDERFUL!!! "  - 
Dwanna in Detroit, MI Apr 2016
"It was easy to apply and a quick answer with great rates."  - 
Robert in Desoto, TX Jul 2015
"Thank you very much for all of your help-/."  - 
Chester in New braunfels, TX Mar 2016
"Quick and Easy loan process and terms. Website easy to understand and navigate!"  - 
Sara in Daytona beach, FL Feb 2016
"Fast, Friendly & Efficient !"  - 
Tammy in Pflugerville, TX May 2015
"that was so quick and easy its unbelievable"  - 
Don in Schertz, TX Aug 2015
"User Friendly and fast result :)"  - 
Robert in Georgetown, TX Jan 2016
"I love the fast payment, and that we can pay using a debit card."  - 
Miranda in Charter twp of clinton, MI Feb 2016
"Easy to use Info very clear and concise."  - 
Judith in Midlothian, TX Aug 2016
"Great Service, I'm sure i will use CFS again!"  - 
Vincent in Austin, TX Feb 2016
"Easy software, thank you."  - 
Cynthia in Salt lake city, UT Mar 2016
"approval time was extremely fast."  - 
Juventino in Rowlett, TX Jun 2016
"While the interest rates are a bit high, but that's largely my fault [poor credit] it's expensive to be poor, I appreciate the ease and speed at which this transaction was handled and I'm grateful to have the funds to fix everything my car needed fixed."  - 
Mariah in Austin, TX Dec 2015
"after the day I've just had.....this was the easiest application and loan I could have never imagined. I'm already planning on some more work on my car later."  - 
Steve in Austin, TX Aug 2015
"good and very convinient"  - 
Marcel in Carol stream, IL Nov 2015
"You should have another section so I could enter additional income. My wife is also Disabled Veteran & receives $ 4300"  - 
Ronnie in Pueblo west, CO Mar 2016
"Easy access when I needed it quickly - thank you!"  - 
Tammy in Pflugerville, TX Jun 2016
"Very easy to apply for credit and helped me get back on the road."  - 
Amy in Lindale, TX Jan 2015
"takes the worry out of unexpected or even scheduled major service. nice to have someone that's got your back."  - 
Michael in Gainesville, TX Sep 2015
"Would like to set up recurring payments on Credit Card"  - 
Donna in Houston, TX Sep 2015
"Excellent service. Handy financing for an expected car repair. Will use them again."  - 
David in El paso, TX Jan 2016
"It was very easy to apply and complete the application. "  - 
Delphene in Mesquite, TX May 2016
"You guys are awesome. The process was easy and painless. My repair shop was even amazed."  - 
Carolyn in Colorado springs, CO Nov 2015
"no free debit card option"  - 
Daryl in Arlington, TX May 2016
"great company! I,v used them twice now."  - 
Ross in San antonio, TX Jul 2016
"Very fast Approval and zero hassle! Once I was approved my car was fixed the very next day!"  - 
Brandon in Phoenix, AZ Jun 2016
"Very easy and user friendly process. Would definitely recommend "  - 
John in Mount pleasant, TX Feb 2015
"Fast ,great service. "  - 
Rosalinda a. in Beaverton, OR Oct 2015
"I haven't received my first statement !!"
Rosalia in Little elm, TX Jan 2015
"I have left message with no response back.."  - 
Aaron in Dallas, TX Jan 2016
"Great job. You were a lifesaver."  - 
Anthony in Arlington, TX Jun 2016
"Excellent short term funding platform; I'll use again if needed"  - 
Mark in Daytona beach, FL Jun 2016
"It was very easy and fast. I had no problems with the any of it."  - 
Tammy in Hawley, TX Dec 2015
"693 credit score and not one late pay or bad credit mark ever and you want to apply a 30% APR. I think the "as low as 9.99% depending on credit" is a scam."  - 
Monica in Allen, TX Apr 2015
"very easy to apply for loan . i wanted to keep my car CFS made this possible for me ."  - 
Terry in Greeley, CO Feb 2016
"They were there when I needed them most."  - 
Enmanuel in Round rock, TX Aug 2016
"Really helped me with getting my truck repair it was fast simple. Thanks CFS!"  - 
Alex in Austin, TX Mar 2016
"The loan tab has deceptive information which states that I can pay the balance off by 12/14/2016 as long as the monthly minimum payments are made. "  - 
Patricia in Cypress, TX Aug 2016
"Great an fast would use again"  - 
Dawn in Colorado springs, CO Jan 2015
"I am so grateful for you all. I really appreciate how you help people. I didn't know what I was going to do. Thanks a million be blessed."
Wanda in Waco, TX Jan 2015
"The decision was fast and i am happy to be able to get my car fixed. Thanks"  - 
April in Killeen, TX Oct 2015
"good costumer services "  - 
Jaunita in Perth amboy, NJ Jun 2016
"EXCELLENT AND SMOOTH EXPERIENCE"  - 
Sheila in Plano, TX Sep 2015
"Your company states it has guarantied finance and you will give me 500. for a 2500. repair. At a 30% interest rate. Personally I think you lie to the customer, then when they have it at your shop, you screw them.Thanks for nothing. "  - 
James in St. petersburg, FL Apr 2016
"Very helpful when needed!"  - 
Katharine in Roseville, MI Jul 2016
"Very helpful and affordable."  - 
Brenda in Midlothian, TX Oct 2015
"My experience was excellent."
Carolyn in Killeen, TX Feb 2015
"I made a mistake with the placement of auto care. Was able to call CFS and and change the placement of auto care. it was simple and easy. "  - 
Daniel in Hillsboro, OR Sep 2015
"Difficult process to get this done, and operator assistance was not help as far as going thru the process "  - 
Patricia in San antonio, TX Aug 2015
"We appreciate you working with Trevor to get his pick up fixed by loaning him the money. Although, we had to pay the loan in 3 payments instead of 2, you made it easier for us to get the pick up fixed without any problems. "  - 
Trevor in La junta, CO Jun 2016
"Prompt efficient caring customer service"  - 
Chester in New braunfels, TX Mar 2016
"ez way to track and pay"  - 
Todd in Phoenix, AZ Jun 2016
"no body does it better than this!"  - 
Cande in New braunfels, TX Jul 2015
"Great option for those of us not wishing to use credit card payments!"  - 
Jeff in Dallas, TX Dec 2015

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How it works


Step 1


Apply in minutes from
a smart phone or computer.

Step 2


Once the work on your vehicle is complete, choose how much you want to finance through CFS.

Step 3



E-sign your loan documents, pick up your vehicle, and be on your way!








Apply Now!
Instant decision
Current Customers
Loan information and payments


We are expanding nationwide! Check out our current coverage.




Want to offer CFS financing at your service center?

Learn more!