Need help paying for a car repair?
Pay over time, on your terms.

Apply Now!
Instant decision

Current Customers
Loan information and payments

With Confident Financial Solutions (CFS), you can borrow the money you need to fix your car and get back on the road.




LOANS FROM $350 - $7,500*

*The application generally takes 2-3 minutes. CFS will promptly fund the repair amount once repairs are completed and documents are executed. All loans are subject to approval pursuant to standard underwriting criteria. The CFS 60-Day Interest Free Program applies to approved customers who pay their entire loan off on time with no missed payments. Available amounts, terms and the Annual Percentage Rate (APR) will be based on an evaluation of your credit history and your state of residence. The interest rate is fixed for the life of the loan and could range from 9.99% to 36.00% APR.

What our customers are saying

4.6 / 5 average customer rating

Vincent in Austin, TX Feb 2016
"While the interest rates are a bit high, but that's largely my fault [poor credit] it's expensive to be poor, I appreciate the ease and speed at which this transaction was handled and I'm grateful to have the funds to fix everything my car needed fixed."  - 
Mariah in Austin, TX Dec 2015
"I am so grateful for you all. I really appreciate how you help people. I didn't know what I was going to do. Thanks a million be blessed."
Wanda in Waco, TX Jan 2015
"Very quick and speedy response. Thank you CFS for giving service customers options for those unexpected auto repairs."  - 
Vicki in Edmond, OK Aug 2016
"Customer service is AMAZING!"  - 
Valerie in Greeley, CO Aug 2015
"percentage rate is high "  - 
Margaret in Dallas, TX Jul 2015
"Very helpful and affordable."  - 
Brenda in Midlothian, TX Oct 2015
"Great an fast would use again"  - 
Dawn in Colorado springs, CO Jan 2015
"It was very easy and fast. I had no problems with the any of it."  - 
Tammy in Hawley, TX Dec 2015
"because CFS's website is having technical difficulties, i cant pay for my car and i'm stuck at the dealership with my car held hostage. i had the loaner until today, i'm on my break. this is very UNPROFESSIONAL. "  - 
Frances in Dallas, TX Jul 2015
"No one is answering the phone, and my service person doesn't know how to upload the repair order and cannot get anyone to answer! "  - 
Joseph in Austin, TX May 2016
"I love the user interface. You have got a great UX team. Design should always lead the product and in your product it shows."  - 
James in Forney, TX Sep 2015
"Great Service and quick payment process."  - 
Ruben in Miramar, FL Apr 2016
"Wonderful service that y'all are providing, thanks alot it really helped me with the costly repairs to my vehicle and being able to get everything fixed at once and not causing further damage. I would recommend your services to all my family and friends."  - 
Julius in Austin, TX Mar 2015
"They were there when I need them."  - 
Julius in Rosharon, TX Mar 2016
"Exceptionally easy process! I'm not fond of doing things on-line and I'm usually not very successful at it because the processes are usually very laborious. I give CFS 10 stars!!! For the ease of use of your loan process."  - 
Sherri in Oklahoma city, OK Dec 2016
"my repairs are 2K, I have 1K and was hoping for a 1K loan. But I was approved for 500. :)"  - 
Tyson in Fort worth, TX Apr 2016
"Awesome company great to work with, service and application was easy to understand, they helped me alot on getting my truck repaired. Thanks,"  - 
Alex in Austin, TX Jan 2016
"My 2005 Chrysler 300 needed an engine. CFS help me out with an auto repair loan. I got the engine for my car I am driving again thank you CFS you are the best. Todd"  - 
Todd in Harrison township, MI Jul 2016
"I haven't received my first statement !!"
Rosalia in Little elm, TX Jan 2015
"Thank you for the great offer for interest free for 60 days. "  - 
Gary in Camas, WA Jun 2016
"Like a Guardian Angel, CFS was there for me in my hour of need. Thank you CFS!"  - 
Chad in El paso, TX Jul 2015
"CFS makes it easy to apply for loans and sends timely email reminders. Excellent service!"  - 
Wendy in Colorado springs, CO Aug 2016
"My entire experience with Lana Bell & the entire George Matick team has been WONDERFUL!!! "  - 
Dwanna in Detroit, MI Apr 2016
"Thank you, thank you, thank you."  - 
Traci in Houston, TX Jul 2015
"They were there when I needed them.........."  - 
Enmanuel in Round rock, TX Mar 2016
"It made my car repair experience hassle free and the website is very easy to maneuver to make my payments. It really got me out of a tight situation. "  - 
Kristy in Fort worth, TX Oct 2015
"always responsive always great"  - 
Cande in New braunfels, TX May 2016
"I appreciate the prompt approval and response!"  - 
Erica in Flint, MI Apr 2016
"I made a mistake with the placement of auto care. Was able to call CFS and and change the placement of auto care. it was simple and easy. "  - 
Daniel in Hillsboro, OR Sep 2015
"Never have used this before but I love it! "  - 
Mackenzie in Wichita falls, TX Dec 2016
"if you can not get in touch with the certain department, you still should be able to finish your application"  - 
Frederick in New orleans, LA Dec 2016
"Had faith in me when others did not. Need vehicle."  - 
Timothy in Colorado springs, CO Dec 2015
"I need to replace the engine in my pickup and simply don't have all the money for it. CFS came back with a quick "Yes" and I am able to make it happen. Now, I don't have to scrap my pickup and try to get into some other vehicle. "  - 
Brian in Colorado springs, CO Feb 2015
"Excellent short term funding platform; I'll use again if needed"  - 
Mark in Daytona beach, FL Jun 2016
"I think this is awesome I was able to help my daughter after she was unable to pay for her deductible."  - 
Doris in Denver, CO Oct 2015
"Love This Company, Really helped me when I was in a bind."  - 
Robert in Weimar, TX Mar 2016
"Thank you... .I keep in contact with you. I truly appreciate you. "  - 
Susan in Carrollton, TX Mar 2015
"Better interest rates than I initially assumed! I'm so happy to have my truck fixed and I have CFS to thank for it!"  - 
Delaina in Colorado springs, CO Dec 2016
Robert in Seguin, TX Sep 2016
"as of date, so far, very good. Thank you, for giving me the opportunity to give me credit with my credit score. Hopefully in the next few months CFS will give me another loan at a lower interest rate."  - 
Allen in Kirbyville, TX Dec 2015
"honest and upfront, I will use them in the future and also recommend them to friends "  - 
William r in Conroe, TX May 2016
"i like the way the set up for payments are done by this company."  - 
Mable in Dallas, TX Feb 2016
"it really was quick and easy. no hassles, drama free. thank you CFS. "  - 
Debbie in Garland, TX Apr 2016
"You helped me when I needed help."  - 
Nancy in Austin, TX Jul 2016
"Having this service also helped me have better communication with the actual cost and made paying so much easier!"  - 
Cande in New braunfels, TX Jun 2015
"This company is a life saver! I'm able to drive my car because this option is available for those unexpected car repairs. It seems like it's taking forever to get my balance down but it's a lot better than the alternative. "  - 
Maya in Redford charter twp, MI Nov 2016
"One of the most professional organizations I've ever done business with."  - 
Billy r in Austin, TX Nov 2016
"Thanks so much for the help."  - 
Pamela a in Aurora, CO Jul 2015
"Great Service, I'm sure i will use CFS again!"  - 
Vincent in Austin, TX Feb 2016
"My experience overall has been very good. I have two loans and it's a shame they can't be rolled together in one account to make things easier."  - 
Cara in Lafayette, CO Jul 2015
"So far no problems. I am thankful you were there to help get my repairs done. TY"  - 
Steven in Colorado, CO Dec 2015
"Fast and very efficient I'm glad Sands Chevrolet give refer me to CFS"  - 
Gilberto in Avondale, AZ Nov 2015
"This is my 3rd time using this service, and it is wonderful."  - 
Luke in Arlington, TX Jan 2016
Sheila in Plano, TX Sep 2015
"You guys are great. Great Customer Service and the dealership has been there to help me all the way through."  - 
Daniual in Athens, TX Apr 2015
"Really easy to work with. They let me know how to arrange the whole thing, interest and such upfront and never let me go longer than 12 hours for a response to any of my questions. "  - 
Dalbert in Vancouver, WA Nov 2016
"Very friendly and helpful."  - 
Lanette in Oklahoma city, OK Oct 2016
"Fast,easy,great offer 60 days no interest payoff window."  - 
Khalid in Houston, TX Jan 2016
"Awesome service. Saved me from an embarrassment. Good job!"  - 
Lovina in Austin, TX Oct 2016
"So far I have no complaints. Great Service!"  - 
Sheila in Desoto, TX Nov 2016
"I am pleased with the quality of service. it was quick and easy"  - 
Eric in Desoto, TX Sep 2015
"Very simple to apply and use."  - 
Ron in Fort worth, TX May 2016
"Easy access when I needed it quickly - thank you!"  - 
Tammy in Pflugerville, TX Jun 2016
"This is very convenient for me to be able to pay online. But you improved on that aspect by having a re-occurring draft pmt every months. It does not get anybetter"  - 
Chester in New braunfels, TX Apr 2016
"CFS provided me with funds to maintain my vehicle, and because I paid the loan off quickly, there was no interest. I am grateful to CFS for helping me with the occasional large expense involved in vehicle maintainance. "  - 
Joseph in Austin, TX Sep 2016
"So far so good. Just getting started."  - 
Devon in Andover, MN Jun 2016
"Thanks for helping me with my car repairs, I know that I have CFS to help me again."  - 
Marianne in Porter, TX Aug 2016
"Paid one account off, never missed a payment ever and still turned down?"  - 
Robert in Fort collins , CO Jul 2016
"Fantastic service and just in time for my repairs!. Thank you CFS! You made my life so much easier"  - 
Rita in Oklahoma city, OK Sep 2016
"Would like to set up recurring payments on Credit Card"  - 
Donna in Houston, TX Sep 2015
"Jessica was great!! Very Knowledgeable!!"  - 
Tamara in Longview, TX Nov 2016
"I'm so glad to have found CFS..came in handy!"  - 
Daena in Yuma, AZ Aug 2016
"its not even close to what i need."  - 
Ednel in Orlando, FL Oct 2016
"It was easy to apply and a quick answer with great rates."  - 
Robert in Desoto, TX Jul 2015
"Affordable payments on auto repair"  - 
Juventino in Rowlett, TX Oct 2016
Marian in Colorado springs, CO Jul 2016
"it no longer gives me the option online to pay with credit card..."  - 
Debra in Lubbock, TX Jul 2016
"Quick and easy.....Thank you"  - 
Pamela in Mt pleasant, TX Jun 2016
"I had no problem signing up or getting approved for a loan with decent credit. They made the terms very clear and treated me fairly. Thanks CFS! "  - 
Matthew in Austin, TX Aug 2015
"Very helpful and kind."  - 
Michelle in San antonio, TX Sep 2015
"This loan company has been a huge blessing to our family. We have appreciated CFS services. "  - 
Cindy in Fort worth, TX Jul 2015
"wonderful business company!! "  - 
Lamisha in Round rock, TX Jan 2016
"The application process was quick and got an answer just as fast. "  - 
Melvin in Richmond, TX Nov 2015
"you guys are great and i will recommend this company to my peers"  - 
Tarkeshwar in Hollywood, FL Mar 2016
"I Love CFS! You guys have helped me and my wife out of some really tight spots! Thanks!"  - 
Richard in Quinlan, TX Dec 2016
"Very easy and user friendly process. Would definitely recommend "  - 
John in Mount pleasant, TX Feb 2015
"Your customer service does not have patience with customers on the phone I have called 3 times and they rush you off the phone before you can even tell him exactly what you need they email you bad copies of what you asked for ."  - 
Mary in Dallas, TX Feb 2015
"Please keep this as simple as possible. I work hard and it's nice to have help like your company that has my back. Don't make this service break the little guy. "  - 
Emily in Caddo mills, TX Nov 2016
"The most uncomplicated application I ever filled out, with awesome results bar none!"  - 
Cande in New braunfels, TX Jun 2015
"Awesome service. Don't change a thing!"  - 
Carolyn in Colorado springs, CO Nov 2015
"Easy and quick processing of application!"  - 
Gavin in Houston, TX Jan 2016
"Getting approved and making my payment has been so easy. I love CFS."  - 
Daisy in Tyler, TX Jun 2016
"you guys are lifesavers, Thank you for helping me out."  - 
Leo in Dallas, TX Apr 2016
"Easy, user friendly and fast response in approval :)"  - 
Robert in Georgetown, TX Jan 2016
"outstanding! Thank You!"  - 
George in Detroit, MI Nov 2016
"Easy to setup automatic payment. Thank you."  - 
Juventino in Rowlett, TX Jun 2016
"Thank you very much for all of your help-/."  - 
Chester in New braunfels, TX Mar 2016
"Find my yelp review of your mediocre website here: "  - 
Joseph in Austin, TX Jun 2016
"CFS was able to give the money I needed to fix my car when I found myself with no money to pay for my repair. Working with them has been vary easy and I would recommend there services to anyone in who my think approval is hard.I"  - 
Javier in Dallas, TX Apr 2015

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How it works

Step 1

Apply in minutes from
a smart phone or computer.

Step 2

Once the work on your vehicle is complete, choose how much you want to finance through CFS.

Step 3

E-sign your loan documents, pick up your vehicle, and be on your way!

Apply Now!
Instant decision
Current Customers
Loan information and payments

We are expanding nationwide! Check out our current coverage.

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